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200111630 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />aoz2e/z& - (Seal) <br />Richard 5. Brown Borrower <br />Borrower <br />_(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />� - ,e`e"(. j (Seal) <br />J4zice K. Brown Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this November 5, 2001 <br />by Richard J. Brown and Janice K. Brown, Husband and Wife <br />GENERAL NOTARY -State of Nebraska <br />EDWARD J. JAROSIK <br />ignature of Pers aking a ow edgment) -5-L-6= My Comm. Exp. Oct. 27, 2003 <br />(Title or rank) A 0. P. <br />(Serial Number, if any <br />_(Seal) <br />Borrower <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />DOCUINE12 (Page 12 of 12 pages) <br />DOCUINEC.VTX 02/22/2000 <br />