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, . _. . <br /> _i �,. . =�-�-- <br /> ��. 't .�' ..,�_. f. .1 n ' _.. ._ ...._ - �_ _— <br /> �i. � 1 <br /> . . <br /> :� � .. , _ . ..-- - - - - <br /> , . <br /> .._ �,4c_��.;_' , r .. � � ~l....�. . ' - . <br /> � 83-�0��2 . "���: <br /> ; <br /> f - <br /> .. 7�p(367'H6�WI7H W Ihe lmpr�vanent�noW cr hereafter eioctod on tba p�opaty.�nd all a�a+nent+o.appu�dnu�oa►,. <br /> �ad fixpuet�ow or haeafter�pni of tho piopeny. All t�pl�oetr�a�tc�nd additiam siNll�Jw be ooverod by tM1�Security . ,. <br /> laacuoaent. All of dn fae�otna i�mfemed w in�Ais Secudty Inqrumaa a�the"ProQaty.` � <br /> ' BORROVYER�OVFNAM'S th�t Bomower i�uwfblly seiced of the esute heneby oonveyed and iw the right to gtyuit <br /> aad oonvay��+�nd Iluit�he Pr�apeity ir�mberod,exoept for cncumb�nas of recoN. 8armwer wunnts�d <br /> wU)defend y 16e title a tho Propaty�gaina�11 cldms md danaad:.wbjaa to�ny a�cumbranoes oi'�+eco�d <br /> - .g-'-L.�..�"--T�'--, 77iIS SEL7JRiTY INS'IitUM6NT combinac uniform covenant� for natlonal uca and non•wdfaat eoveu�ups wlth <br /> lia�tod vari�tia�by ju�isdiaioo to oortctitute a unifam�ecudty lnctrument covering rcal propeqy. <br /> -- -- UNIPC3RM QpyBNAM'g. Botmwer�nd Lcnder coven�nt+�nd�gt�ee as follawa: <br />---_ � l. P�ynknt d Pri�cipwl and lntare�t;lh�eWl�eN a�d Ia1e Ch�ry�es, Bortawer sh�ll P�W�Y Ps►Y wMa�duo the <br /> _ -= pincip�l of and lo�t�cteu an the debt evidet�ced by�l�ta�oe+w�a�ay PrcPa►Yment end latc chugcs duo under ihe Note. <br /> Z. �Mwi W�'If�u�aed Iawnoce. Subja.�t to Ap�icabie law o�to a w�itten w�iver by Lender.Bortowcr sb�wll paiy q <br /> Laider on tMe d#Y�oal�ig WY�qents ate due wder�he Note.aruul lhe Kae Ic paid ia fWl.a swa l"Ilu�ds')far.la)yauiy . <br /> ,aR�-_�� . taxcs�nd�W1�ich m�r attain p�iorit�r over 1tis Socwiry Insdwnet►t as�lien on tAe PbnpeAy:(bl ye�rfy leurhold . <br /> j 4qyme�or ground raus an tde Plrope�ty, ii mny: lc) Ye�rly hazerd or prope�ty insun�nce premiutns: ld)Y�Y� <br /> ( a�rauioo p�emwms, if aay:lN y��Y ��insuturce pamiums.iP any: wd l�j any sums paiyable by Borrn+rer ta <br />- I I,eodet.in a�,,spdance with the provisio�s of paragraph 8.in lieu of the payment of martgage insurraoe pnemiwns. These � <br /> ��•if . iadas arc o�iled"F.scrow Itemc." Lender ma�.s�t any tLne,cullect and hold Funda in an amou�t not to cxceed�he mtucimum <br /> ;�� j amount a lender for A federa0ly reatM rroorignge loan may�quire for Bwrower�escrow accaunt�unde�the feder�l Re�l <br /> = Fsutc ScWpneut piooedums Acc of 19y4 as�ended fiom Wne to time.l2 U.S.C.$2601 a s�q.("RESPA"l.unless�nather ' <br /> - - � Isw that applia to the�nds sets a lesser amcn�n�. If s�►�Axa�e�may,ai any time.rnllect and hold Funds in an�rnoua��at to <br /> � cxceed the lesser amouot. l.et�utes mu}esti�ate the �:�nt of Ponds due on the�asis of cunet�t dnta and ��Y�ble <br /> esdrtates oi eape�ditw�es of flrta��c�sctow•llems w otherw�.+e m accadance wlth appticaQ+9e law. <br />- 71�e Fi��ds slall be held in an instituaon whose deposits ar�e insured by a federal agency, insaumentality,or entity <br /> � I (including Lender.it L.ender is euch an institution)or in any Federal Home Laan Ban�. Lender shall apply 1hc Funds to paY . <br /> . ,rt, , the Escrow Items. Lender ma�� na charg�Bortower for holding and applying the F�nds, annually analyzing the escrow '. <br /> � ._ aocou�ti or verifying the Esc�ow Items.unless l.ender pays Borrower interest on �he 'AUnds and applicable law permits . <br /> .�' ' i.ender to malce such a charge. However,l.ender may require Borrower to pay a one•time charge for an indepe�dent real <br /> estwte ux�epordng s�vlce used by Lender in connection wiU�Ihls laan.unless appilcable IAw provides athenvlse. U�less an <br /> � •> ag�oement la made or ap licable law reyufres inte�est to be paid,Lender shWl not be�quired W pay�orrower any intercst or � <br /> g oe p <br /> R i woingn on 1he limds. Honower and l.ender may ognee in writing.however.lhat interest shall hepaLct an the Funds. I.ender <br /> --, � sh�ll give w Bonower,withaul charge.su�annuAl accounflng of the Funds.showing c�+edits�nd debi�.c ta�he Fludx anei ihe <br />��.,:::„� I purpose for which euh debil to the Punds was made. 77�e Funds arc pledged as addltional security for all sums�ure��by <br /> ,'�,";;-�� � iiriaSu.'iuit�[�wltiuiietil. — <br /> � r�� ' li the Flu�ds held by l.ender exceed �he amounts permitted to be held by applicAble law. Lender shall account to = <br /> ,;7�j�. !. A�:y+°_.�;� � Borrowe�for the excese FLnds in accordance with the requirements of applicable law. If�he amo�na of 1he FLnds held by = <br /> • . •? �,; ti `� ' `�� ; L.ende�at any�a.a ic not suflicient to pay the Escrow Items when due.Lender may�o notify Borna�-er in writing.wul.in <br /> �-� �;i,�� ' such case Borrower shdl pay to Lender Ihe amount necesswy to make up the deficiency. Borrower shall make up the __ <br />'�"�•�� '��:°�� �� ��� � deficienry in no more than twelve monthly payments,at Lender�s sole discrction. <br />- . . �` , . <br /> '� '` ��`'' Upon payment in full of all sums secured by this Securiry Insaument.Lender shul9 promptly refund to Borrower any -. <br /> '�;��: :i� � � _ <br /> �: �� ) ,�;.,, f�nds held by l.ende�. If,under parograph 21.Lender shall ucquire or sell the Property,Lender.pri�or to the acquisition or _ <br /> "',� '°� sate of the Praperty.slwll apply pny Funds held by l.ender at Ihe time of acquisition or sale as A�crzdit against the sums <br /> •�; !�. �,-•�.�..a•r: <br /> ; '" �-• `'. .ry�: .� secured by this Security Insaument. �: <br /> � ��j��',., ; 3. Applkat(oa of Hwyments. Unless upplicnble law provides otherwise, ull payments received by Le�der under <br /> - �� � •' i pangraphs l and 2 shall be applied:first,to any prepAyment chuges due under the Note:second,to amounts payaboe under _ <br /> f,. d&�,p° . <br /> �tS •- �`�`a parugraph 2;third.to interest due;fourth,to principal due;and last,to uny late charges due under the Note. <br />°:� �� ` "' ' � 4. ChArq�s; Licns. Borrower shall pAy All uuces, assessmenti,charges, fines und imposiuons anributabfe to �he <br /> :::m 3v� '� � ��.,,;� '. p ropeny w h ic 8�may attan p dority over�his S e curi ty Ins trumen t,on d lease ho l d payme n ts or gro u n d ren ts,i f a n y. �onowe� <br />===5;��} ��� � � �� s6a11 thes��abli�uions in the manner rovided in aro ra h 2,or if no� id in that mnnncr,Borrower shall a them on <br /> _.,.�-. . :�t'F±1,�i.�•, r PaY b P p 8 P P�� P )' <br /> �;;:�;�. ��,t}�;!',. .J�;.�, �`•;..' time direcdy to�he person awed payment. Borrower shull promplly fumish to Lender all no�ices of amoun�s�o be pa6d under - <br /> , ,���;a��• �-- this�arag�aph. If Borrower makes these payments directly,Borrower shall prompNy furnish to Lender receiptti evickncing <br /> =:' ,. � .r! the payments. <br /> �:�;,:•;;.,o,`,. :. °,. Botrower shall promptly dischurge any lien which has priority over this Security Instrumem unless Korrower:(n)agrees <br />-_�,� .,.,�.y V in writing ro the payment of the obligation secured by the lien in a munner acceptable to Lender,(b1 cc�ntests in gnod failh the - <br /> .::� �'w_ . `1 lien by,or defends against enforcement af the lien in,legal proceedings which in�he Lender's opinioro og�erate�o prevent the <br /> :}''�`• �� "�' " , enforcement of the lien;or(c)secures from the holder of the lien an agreement sutisfuctory to Lender subordjnating d�e lien <br /> _ ,-,�.. <br /> _ - w this Security Inswmenl. If Lender determinex that uny part of the Property i�subject to a lien which may attain priarity <br /> Y ;P�.' ° �• �' ovcr this Secudty Instrtwnenl,Lender may give Bomower u noticc identifying the lien. Borrower shall sotisfy the lien or take <br /> ,� ='3+ � :r;��.��:::� � �� .� one or more of the actions set forth above wilhin 10 days of the giving of notice. _ <br /> ��.r: •�.-'=.-,.�+'-��'� 5. HazarO or P r o p ert y Insuranca Bortower shull kce p the im provements now existin g or hercaiter erected on the . <br /> �I�i�,((�'+ � •.M���'�� Properiy insured against loss by�re,huz�u+ds included within the lerm"extended coverage"nnd any other hnzards,includinR , <br />-_ ;i�(�� �•� �,;F�,,'�y,1� floods or flading. for wheeh Lender requi�s insurance. 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