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200400759 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />O r lr CL, -- -�_ �FV <br />DENISE LORRAI ELLIS - Borrower <br />0 (Seal) <br />HARVEY E G E ELLI - Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />114- 5100 <br />(M-6(NE) (0005) LY214 Page 14 of 15 Form 3028 1/01 <br />