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200111613 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Y. 261L- o�.�.— (Seal) <br />K MICHAEL OLIVER - Borrower <br />r ` <br />(Seal) <br />CHRISTY R LIVER - Borrower <br />AKA CHRISTY N OLIVER <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />01- 15228968 <br />=•8(NE) (0005) Page is or 15 Form 3028 1101 <br />a <br />