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n <br />m <br />x <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. le�l <br />(A) "Security Instrument" means this document, which is dated ........................11 :4 ;240], <br />............................ together - <br />with all Riders to this document. \J\ <br />(B) "Borrower" is Ro9�r.P:. PC4Ge. �A�.AIt�. �:. P�4Ce ......... ............................... G <br />...................... ............................... <br />........................................................................ ............................... <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is ,H dta9?.R ink ........ <br />Lenderis a .......................................................................... ............................... - ......... exist..... <br />organized and existing under <br />the laws of . the s tale. 9f. N8breska ........ ............................... . Lender's address is ..130.1�orth.w..ebb AQad� P,P:.Q.4X.P.13.$. <br />. Grp .n d.wg90,.w.G$$Q2 .......... . ................................................... ............................... <br />. ............................... . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is .................................................. ............................... <br />(E) "Note" means the promissory note signed by Borrower and dated 11; 00; 204,1, , , , , , . . . . <br />........... ............................... .The <br />Note states that Borrower owes Lender fACtK lORSBRdX@ VPJI. hURdf@l lSkVeRtll ,siXMoo.p.41.]00 ............. <br />$ 40,776;00.... .................... <br />................... ............................... Dollars <br />(U.S. • • • ..............) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ................... ..1.1:0 :2021................... <br />..................................................... ............................... <br />................... ............................... . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, <br />and all sums due under this Security Instrument, plus interest. <br />(IT) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />IN Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ....................... <br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. <br />(.n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the <br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally <br />related mortgage loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and/or this Security Instrument. <br />Form 3028 1/01 <br />NEBRASKA — Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT 11111111111111111111111111111111111 <br />Bankers Systems, Inc., St. Cloud, M M <br />N Form D -1 -NE 8/17/2000 <br />ref: 1/2001 (page 1 of 7 pages) J B 2 A 0 <br />M (� (7 <br />M <br />C m CA <br />o <br />o --I <br />o r" <br />D <br />Z_ <br />t7 <br />z <br />c n <br />z � <br />N .��• <br />CA <br />= <br />N <br />c <br />C <br />CD <br />O <br />� <br />C�1J <br />f n <br />—� <br />-n Z <br />rn <br />�. <br />cry <br />M <br />CD <br />( <br />rn� <br />p <br />W <br />CD <br />r r1 <br />cn <br />Q <br />[Space Above This Line For Recording Data] <br />a <br />DEED OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. le�l <br />(A) "Security Instrument" means this document, which is dated ........................11 :4 ;240], <br />............................ together - <br />with all Riders to this document. \J\ <br />(B) "Borrower" is Ro9�r.P:. PC4Ge. �A�.AIt�. �:. P�4Ce ......... ............................... G <br />...................... ............................... <br />........................................................................ ............................... <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is ,H dta9?.R ink ........ <br />Lenderis a .......................................................................... ............................... - ......... exist..... <br />organized and existing under <br />the laws of . the s tale. 9f. N8breska ........ ............................... . Lender's address is ..130.1�orth.w..ebb AQad� P,P:.Q.4X.P.13.$. <br />. Grp .n d.wg90,.w.G$$Q2 .......... . ................................................... ............................... <br />. ............................... . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is .................................................. ............................... <br />(E) "Note" means the promissory note signed by Borrower and dated 11; 00; 204,1, , , , , , . . . . <br />........... ............................... .The <br />Note states that Borrower owes Lender fACtK lORSBRdX@ VPJI. hURdf@l lSkVeRtll ,siXMoo.p.41.]00 ............. <br />$ 40,776;00.... .................... <br />................... ............................... Dollars <br />(U.S. • • • ..............) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ................... ..1.1:0 :2021................... <br />..................................................... ............................... <br />................... ............................... . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, <br />and all sums due under this Security Instrument, plus interest. <br />(IT) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />IN Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ....................... <br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. <br />(.n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the <br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally <br />related mortgage loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and/or this Security Instrument. <br />Form 3028 1/01 <br />NEBRASKA — Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT 11111111111111111111111111111111111 <br />Bankers Systems, Inc., St. Cloud, M M <br />N Form D -1 -NE 8/17/2000 <br />ref: 1/2001 (page 1 of 7 pages) J B 2 A 0 <br />