202501,68
<br />sooner paid or forgiven, the debt will be paid in full no later than APRIL 1, 2035
<br />(E) "Riders" means any and all Riders to this Security Instrument that are signed by Borrower. All
<br />such Riders are incorporated into and deemed to be a part of this Security Instrument.
<br />(F) "Security Instrument" means this document, which is dated 03/07/2025
<br />, together with all Riders to this document.
<br />Additional Definitions
<br />(G) "Applicable Law" means all controlling applicable federal, state, and local statutes,
<br />regulations, ordinances, and administrative rules and orders (that have the effect of law) as well as
<br />all applicable final, non -appealable judicial opinions.
<br />(H) "Community Association Dues, Fees, and Assessments" means all dues, fees,
<br />assessments, and other charges that are imposed on Borrower or the Property by a condominium
<br />association, homeowners association, or similar organization.
<br />(I) "Default" means: (i) the failure to pay any Periodic Payment or any other amount secured
<br />by this Security Instrument on or before the date it is due; (ii) a breach of any representation,
<br />warranty, covenant, obligation, or agreement in this Security Instrument; (iii) a breach of any
<br />representation, warranty, covenant, obligation, or agreement in the first lien security instrument
<br />that is secured by the Property; or (iv) any action or proceeding described in Section 7(e) ; or (v)
<br />Borrower's failure to use the Property as their primary residence.
<br />(J) "Electronic Signature" means an "Electronic Signature" as defined in the UETA or
<br />E-SIGN, as applicable.
<br />(K) "E-SIGN" means the Electronic Signatures in Global and National Commerce Act
<br />(15 U.S.C. § 7001 et seq.), as it may be amended from time to time, or any applicable additional
<br />or successor legislation that governs the same subject matter.
<br />(L) "Loan" means the debt obligation evidenced by the Note, plus any interest, prepayment
<br />charges, costs, expenses, and late charges due under the Note, and all sums due under this Security
<br />Instrument, plus any interest.
<br />(M) "Loan Servicer" means the entity that has the contractual right to receive Borrower's
<br />Periodic Payments, if any, and any other payments made by Borrower, and administers the Loan
<br />on behalf of Lender. Loan Servicer does not include a sub-servicer, which is an entity that may
<br />service the Loan on behalf of the Loan Servicer.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or
<br />proceeds paid by any third party (other than insurance proceeds paid under the coverages described
<br />in Section 4) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking
<br />of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(0) "Periodic Payment" means any regularly scheduled amount due for principal and interest
<br />(if any) under the Note.
<br />(P) "Property" means the property described below under the heading "TRANSFER OF
<br />RIGHTS IN THE PROPERTY."
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property,
<br />whether or not that party has assumed Borrower's obligations under the Note and/or this Security
<br />Instrument.
<br />NEBRASKA --Single Family --Freddie Mac/Fannie Mae Form 3800.28 12/2023
<br />STANDARDIZED SUBORDINATE DOCUMENT Page 2 of 13
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