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iVVIIiSBv '1'9 <br />IN T 1075 0 1 I 0 0 <br />WHEN RECORDED MAIL TO: <br />Cornerstone Bank <br />Hildreth Facility <br />P.O. Box 127 <br />133 Commercial Ave <br />Hildreth, NE 68947 <br />R ND <br />CASH <br />CHECK <br />RECORDED <br />HALL COUNTY NE <br />1025 ht,R D 3: 01 <br />riL1.E) <br />11 OF DEEDS <br />FOR RECORDER'S USE ONLY <br />DISCLAIMER OF HOMESTEAD <br />Executed pursuant to Section 4(3)(a) and (b) of the <br />Farm Homestead Protection Act <br />GRANTOR: John A Panowicz and Sarita A Panowicz <br />LENDER: Cornerstone Bank <br />LENDER'S ADDRESS: Hildreth Facility, P.O. Box 127, 133 Commercial Ave, Hildreth, NE 68947 <br />PROPERTY LEGAL DESCRIPTION: Located in Hall County, State of Nebraska: <br />The Southeast Quarter (SE1/4) of Section Seventeen (17), Township Twelve (12) North, Range Eleven (11) <br />West of the 6th P.M., Hall County, Nebraska, Excepting therefrom a tract deeded to the County of Hall as <br />Document No. 94-109198 and a tract shown in Warranty Deed recorded as Document No. 200306048. <br />The Real Property or its address is commonly known as SE1/4 17-12-11 Hall County, NE. The Real Property tax <br />identification number is 400190869. <br />UNDERSIGNED, John A Panowicz; and Sarita A Panowicz, GRANTOR, hereby states that no part of Undersigned's <br />homestead is presently, or in the future will be, situated upon the real estate described in the Deed of Trust. <br />Undersigned also understands that if Undersigned establishes a homestead on any part of the real estate during the <br />time the Deed of Trust remains unsatisfied and a lien upon the real estate, there will be no right to make a designation <br />of homestead in the event of a trustee's sale upon such Deed of Trust. <br />Further, Undersigned acknowledges that Undersigned has had an opportunity to read the proposed Deed of Trust with <br />power of sale and that Undersigned is signing this Document first before signing the Deed of Trust. <br />THE UNDERSIGNED ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS FARM HOMESTEAD <br />PROTECTION ACT DOCUMENT. THIS DOCUMENT IS EXECUTED ON MARCH 3, 2025. <br />GRANTOR: <br />X <br />Joh Panowicz <br />arita A • anowicz <br />