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900M591 17. A fee equal to one -half of 1 percent of the balance of this loan as of the date of transfer of the property shall be payable to the at the time of transfer to the loan holder or its authorized agent, as trustee for the Department of Veterans Affairs. If the assumer fails to pay this fee at the time of transfer, the fee shall constitute an additional debt to that already secured by this instrument and shall bear interest at the rate herein provided, and, at the option of the payee of the indebtedness hereby secured or any transferee thereof, shall be immediately due and payable. This fee is automatically waived if the assumer is exempt under the provisions of 38 U.S.C. 3729(b). 18. Upon application for approval to allow assumption of this loan, a processing fee may be charged by the loan holder or its authorized agent for determining the creditworthiness of the assumer and subsequently revising the holder's ownership records when an approved transfer is completed. The amount of this charge shall not exceed the maximum established by the Department of Veterans Affairs for a loan to which sections 3714 of chapter 37, title 38, United States Code applies. 19. If this obligation is assumed, then the assumer hereby agrees to assume all of the obligations of the veteran under the terms of the instivments creating and securing the loan. The assumer further agrees to indemnify the Department of Veterans Affairs to the extent of any claim payment arising from the guaranty or insurance of the indebtedness created by this instrument. The covenants herein contained shall bind, and the benefits and advantages shall inure to, the respective heirs, executors, administrators, successors and assigns of the parties hereto. Whenever used, the singular number shall include the plural, the plural the singular, and the use of any gender shall be applicable to all genders, and the term "Mortgagee" shall include any payee of the indebtedness hereby secured or any transferee thereof whether by operation of law or otherwise. The foregoing conditions, all and singular, being performed according to their natural and legal import, this conveyance shall be void and said premises released at the expense of the Mortgagor; otherwise to be and remain in full force and effect. IN WITNESS WHEREOF, the Mortgagor has written hereunto set her hand the day and year first above. In Presence of: .............................. .......... E........... ............................... [SEAS.] Tia Bieber ....... ............................... .. ... .... ......................... [SEAL] .................................................................. ............................... [SEAL] .................................................................. ............................... [SEAL] STATE OF NEBRASKA )Ss COUNTY OF HALL 1 On this 9th day of November, 2001, before me, 6j Q4Z,0 -8. A :..8 a Notary Public in and for said County, personally came Tia Bieber, a single person, personall o me known to be the identical person whose name is affixed to the above and foregoing instrument as Mortgagor, and has acknowledged the said instrument and the execution thereof to be her voluntary act and deed, for the purposes therein expressed. In testimony whereof, I have hereunto set my hand and affixed my notarial seal at Grand Island on the day and date last above written. 3. My commission expires %jt J /i�1O Notary Public. GENERAL NOTARY -State of Nebraska CHARLES S. MILBY 4-3m Y My Comm. UP. Dec. 14, 2001 �,i d o w Q Q m LIJ N 0) C OF¢"w w c4 ..�.. o o ° W Z 0W Z LL FO Z o o F >�W ~ W a O U ¢ O A Z kn o o�Fz Z Up+CO7Da U) w O E ° aAZ0O .Zr V) o oz CL� �,i