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<br /> IIOIY'Gf�f0!'�E�b010id OI1 IMO •��'�11MI�OIM1. ��IYil0i11rOM.
<br /> TO�i6RiHR WI�PH tll 1hQ laapt�re�a�nl� OroP�Y
<br /> � A�aow a M�Ik�r�pn d rbe prapaty. AU npl�oaii�nb�d additiom�h�U d�01»�wrod'bY t�i�8e�i�► .� _:
<br /> , ' �iqpnia►t. AII of the torqaiq u rotarod K*in t6i�Seautity Inet�itn�art a�tbe'ltiopeity" ��
<br /> ' HQRROWBR ODV�NAM'S tb�t Baroaar i�iaNrlWly�eilal at d�e aqMe 6enby chevayed�d Iw dre r�ht w� "
<br /> aad oanvey the a�d dW tho Propaty it unenaimberoci.e�ep fa eonm�b+aaoior d nx.�ad. &*to+ua�vrr�ol�wd
<br /> _-_ ___
<br /> �IY�to�d r�dtb a tha Prapehy a�iaa vl cuim�aad daaaad�,wbjax a aay mcu�a6r.noes d recard.
<br /> - -�-.._.P.--==-,-,--,�.,..,...� THiS �BCUR17'Y 1IVS'1'RU(�RP.N'1'oom6incs un�fami covawMs far nWon�l use�od noa-uai6o�m t�o+enrts vi� -
<br /> liiriled v�riatlau by Juti�dlctian to oonaitaoe a anifarm�ec�arity�covs�ia�ra1 prqpe�ty. -
<br /> IJNIF�DRM COVR�TAlV7'S. Bonowex aad I.ender aovananl a�d a fotlo�vs:
<br /> i. [��n�at r�.ctpu ana�nw�,�:t�ea.�n�wa t.an��s... ao�we,�sn.n n�np�y a►r w�a�e u�e
<br /> �pinci�ot and intaiecl on Ihc deMt evide�ta�d by the Nme�ad a�Y Pq�Y�+���cs due under tho Nale.
<br /> FYu�dt tor 71�ua a�t imura�oe. SubJoct w�pplic�bie law or w�wriaea v�ver I.e�der,Bamawcr�1u11 pry w
<br /> l.aider on tho d�y atanthlY MY�t�uo due under�ho Nate. uaW the Nate Ia paid ln full.A sum("Iiads")lar:l�l Y�Y
<br /> - — tuos aad asscssmenn wbich nuiy utain piaity ovu tdio SecttrUy insmmw�t as a liou at 1ha Prape�ty;
<br /> lb)ye�rly ka�oW
<br /> Prym�nts or giround ants an Ihe Prope�ly. if�ny; (c)Yeufy b�.ai+� ar propeny lnsuance pemiwns:(d)Yea�qr fbod
<br /> inwaanco Pnmiutns. if any: (e)yeariy mort�go Nwn�n�x IM'aniums. if aay: aod(� +u�Y swas Wlr+�ble bg Barrower w
<br /> l.aider,in�o wlq�tha p�o��sions d'p�Bra�h 8.in lleu of�hep�ymau ot mortg�e irwntiaoe p�emium�. 71�se
<br /> ilaos a�e called"Escrow Itcros." I.ender may.at aay tu�ae.coUect aM IaW ii�nds in�n a�tiount not to e��eed tbe mUCiroua�n
<br /> amoaet a la�der for a foden�Uy reWad mo�[g�ge Moan may r�equi� for Barrowcrl�cscm�r acc�oum Mnder 1hc foderal Rcal
<br /> Fslate Setidanan Ptncedutes!�t of 1974 u amended fran time ro tlate.12 U.S.C.$2601 et stq.l"RESPA7.ualcss anod�er
<br /> l�w r1�t�plies w the Fi�nd�sets a ksser amouM. If sa La�d�er nwy.u�ny time.callecl and Aald Rudt in m aawunR aot ta
<br /> _ -- - cxrr"w w� k,�cr�unuunt. i..ender m�y esdm�te ti� amo�cnt of Fu�rcis duo cm tiie iz�sis uf cw�r+d Jww,vu�t r�s�ouaDfe _
<br />- eWmittes of ex�eMiwrc.c of fuwro Escmw Items or vthawise in acco�darnx with applic�ble U►w.
<br /> '!Ue FLnds ahall be held in an instiNdm wAosc depaits u�e inturod by a feder�l+�ency.insuummtaNtY.ar aUitS+
<br /> (including L�ender.if Lcmder is such an instiwtion)or in any Federal Home Loan Bank. I.�ender shall�pply�he Fi�nds to WY
<br /> the Escrow Items. Lender may not chargc Borrower for hoidiag and applying tt�e Plmds,nnnwdly analyzing tbc�w
<br /> accoum.or verifying tl�e Escrow Items. unless Lerder pays Bortower intercst on the Rinde and applic�ble la►w pnmita
<br />.�� l.ender to mokc auch a charge. However,L.ender may requirre Barnwer to pay a aie•time charga far an independem rcal
<br /> y� estate r�c reporting service used by Lender in connection wi�h this Iwn.unless applicable law provldea othenvise. Unlas an
<br /> :}'�_ — ag�eenKnt is made or applicable law requira interest to be paid La�der sh�11 not be requircd w pny Barowcr any interat or
<br /> - ---- c�mings on thc Fyods. Bomower und L.cnder may agrce in writing.however.Uw1 intcrcst shall be paid on Ihe Funds. I.ender
<br /> .:�— -- - shall give to Bortower.without charge.an annual accounting of Ihe R��ds,showing crodlts and debil�to�he Funds sud the
<br />,,� purpose for which exh debit w the Funds wxs made. The Funds arc pledged as addidawl security for all�ums secwed by
<br />__= Udr Security Insdument.
<br /> 4 �<<: If the Ii�ods held by l.ender exceed the amiwnts pnmined to be heid by appiicabie iaw, i.ender shaii acc� iu
<br /> , '� "'�"'.'� •� Bomower for the excess Funds in necadance with the roquircments of applicable law. If the amount of the Fu�+ds held by
<br />'�'� I,ender at any time is not sufficient to pny the Escrow Items when due.l.ender may so notify Bomower in wridng,t►nd, in
<br /> _;�; such case Barower shall pay to l.ender 1he amount necessary to moke up the deficiency. Borrower sl�ll m�ke up the
<br /> - ��,- --- �,.,J , deflciency in no more rhan twelve monthly paymen�s.at I.ender�s sole di`..crctioe.
<br /> �: • Upon payment in full of nll sums secured by this Security Insuument.Le;�der shall promptly refwd to Bor�ow�er any
<br /> s�, ,..,, fi�nds held by Lendar. If,under�uagiaph 21,Lender shall ncqui�r or scll the Property.Lender,p�lor to the acquisition or
<br />. ,+j, .. `� r�%, ' sak of the Property,sholl upply any Funds held by Lender�t the time oi acquisition or sale as u credit against�he sums
<br /> •� � '�s.� ' :.�� ' . i secured by this Secu�ity Instrument.
<br /> '� '' ���;; ' 3. Applkatbn of Payments. Unless appiicable law provides wherwise, all pnyments received by I.ender under
<br /> - ' -'.;•g.F:_.• � �f�8�'8 P I 14 I tltld Z SIIIIII IfC II�IICd: first.to onY P�PAY��charges due under the Note;second,lo umounts payaWe under
<br /> _� ��� •��•=;`�r•��3° , rn h 2;�hird.to interest due;fauah,to nci al due;and lust,to un Iwe ch es due under the Note.
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<br /> 1�.- .:.�',,::�~,` 4. C6ar�es; Lkos. Borrowc� sh�ll pay a!1 laxes. assessments, charges, fines und impoxitions attributable to thc
<br /> ,�`, r+� ' properry which muy anain priodt�r o�.• �'�� •eiurity Insuument.und leasehold payments or ground r�ents,if any. Borrower _
<br /> -,;:. . `'•�.a, <�^ � shall pay these obligations in the� .wk�l in parograph 2,or if not paid in thnt manner,Borrower shsill pay them on -
<br /> � '��;:•h= ;'w I time directly to Ihe persan owed pav�n�e,:.. . ��TOwer shWl promp�ly iumish to Lender all notices of umounls to be paid ander
<br /> '�"'--'� � cMs paragraph. If Bortower makes tFkse pu;a�ents dircctly,Barower sh�ll prompdy fumiFh to Lender receipts evidencing -
<br />.'�'. •,,;r� � �,';,%,".:� the nts.
<br />•`;t} 'y: . ' :,�,, paYm� _
<br /> � .. ..);�,':�'���;�: Bomower shall promptly discharge an� .. .u�hich has priori�y over�his Security Insuument unless Borrower.la)agrees
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<br /> �'•; r. ,' '; ;, 'N in writing to lhe payment of the obligaiion secured by the lien io o munner accepwble ro Lender,(b►contests in good faith the
<br />=,' ���� ,+o��.;,,,�;�;;�;;;;�;,:; lien by,or defends against enforcemenl of the lien in,legul proccedings which in thc l.enders opinion opernte to prevent the _
<br />'�" :�`�'�:�-+�"`•,.°;' enforcement of�he lien;or(c)secures from the holder of the licn uo Agreement wtisfactory to Lender subordiru►ting the lien -
<br /> n ���"��'•�•� to this Securiry Instrument. If Lencier determines�hut any part of the Propehy is subject to n lien which may attAin priority =
<br /> _��� � ,'�;,`� over this Secur�ty Inswment.Lender mny give Borrower s�no[ice idemifying thc lien. Bomower shall satisfy the lien or�ake °-_
<br />'_'� � �. one or mor+e af the actions set fonh nbove within 10 doys of the giving of notice. _
<br /> "�' .""'�� . 5. Hu�rd or PropeHy lasurance. Borrowcr shall keep the improvemems now existing or hereafter erected an thc
<br /> � � Pro p en y insured agninst loss by fire,haznrds included wilhin the�erm"extended coverUge"und ony aher hazardx,inctuding
<br />�� ' +�`•` � �• floods or flooding. for which Lender reyuires inxuronce. Tbis insurance shall be maintained in the amouna and for�he -
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