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M <br />c <br />Z <br />... �� nD <br />f�y <br />State of Nebraska <br />n <br />n <br />z <br />D <br />rn <br />N <br />Sn <br />-'rig <br />c n <br />O <br />m <br />- <br />CD <br />O . <br />N <br />O *l <br />O <br />C� <br />d <br />C7 <br />O <br />F <br />M F} <br />rD- :;0 <br />O <br />rN-r <br />D <br />v <br />O <br />CD <br />O <br />c.n <br />Cn <br />J <br />Cn <br />Z <br />0 <br />Space Above This Line For Recording Data <br />REAL ESTATE DEED OF TRUST <br />(With Future Advance Clause) <br />Construction Security Agreement <br />= Master form recorded by <br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is _Jan _12, 20_04_ _ _ _ _ _ _ _ _ <br />and the parties, their addresses and tax identification numbers, if required, are as follows: <br />TRUSTOR:RICHARD D SCHWARTZ and DEBBIE L SCHWARTZ, HUSBAND AND WIFE <br />1026 E CAPITAL <br />GRAND ISLAND, NE 68801 <br />0 If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and <br />acknowledgments. <br />TRUSTEE: <br />Earl D Ahlschwede, Attorney <br />NE <br />BENEFICIARY: <br />Equitable Federal Savings Bank of Grand Island <br />113 -115 N. Locust Street Grand Island, NE 68801 -6003 <br />Organized and Existing Under the Laws of The State of Nebraska <br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to <br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably <br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described <br />property: <br />SEE ATTACHED EXHIBIT "A" <br />The property is located in _ Hall _ _ at 1026E CAPITAL <br />(County) <br />GRAND_ ISLAND , Nebraska _ 68801 <br />(Address) (City) (ZIP Code) <br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian <br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may <br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property"). <br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time <br />shall not exceed $ 17 , 000 . 0_0 _ . This limitation of amount does not include interest and other <br />fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made <br />under the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants <br />contained in this Security Instrument. <br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows: <br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(ies) or other evidence of debt <br />described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify <br />the debt(s) secured and you should include the final maturity date of such debt(s).) <br />A Line of Credit Agreement dated 01/12/2004 <br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) n ,nom (page A of 4) <br />JEp(15 M Q 1994 Bankers Systems, Inc., St. Cloud, MN Form OCP- REDT -NE 1/30/2002 y� <br />- C465(NE) (0301) VMP MORTGAGE FORMS - (800)521 -7291 <br />M <br />