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200M562 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Alvaro A Cruz - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, <br />The foregoing instrument was acknowledged before me this 13th <br />2001 by Alvaro A Cruz <br />Witness my hand and notarial seal at , <br />County, the date aforesaid. <br />My Commission Expires: <br />L GENERAL Nt) flat oe Nebriska <br />IRVIN J. REED <br />My COMM. Exp. Dec. 17, 2002 <br />Grand Island <br />Notary Public <br />(M- 4R(NE) (9604).01 Page 8 of 8 <br />m <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />Hal 1 County ss: <br />day of November , <br />in said <br />