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<br /> , P� 'POCI�'fFiER WITH ali�he impmvemem�:�x�w�u I�e�e�8er orected c►n�hc property,and all cuxement�.,uppuRenuncc�,
<br /> ' end fixtures now ar hereafter a part aP Ihe prc�cn�•. All replrcememe and udditions+h�ll alK�tx;covereJ by �his Secu�i�Y =--.------.
<br /> ; ��� In�tnimenl. All of the fimgaiog(s rcfcmed lo in��ix Sccuri�y Instrumem w the"Pr�cny."
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<br /> .:?�t .� r,,��., . , BOItROWER CnV�NAN7'S thal Burmwer is lawfully �elsed of the estatc hcrcby ranve��cc1 wxl bu.�the right la grnnt ---
<br /> . � ,_ a � , wid convey Ihe PrupeRy and thut�F�Pmpeny is unencumbered,except for encumbronces of recard. Bom�wer warrantY aixi _- `
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<br /> , will defcnd gencrally the�itle�o Ihe Prupony against all ciwi�ns and demands,aubjer.t ta r�ny encumbrwicc�ul nrc�rd. �'__
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<br /> � �:!;�'�`I`;�` .. • THI5 SECURITY INSTRUM�NT combines unif�xm cavenanls fcx natlonal uxe a�x1 ncxi•uniicum c�wen�uux with
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<br /> - - ' : limited vr.riations by jurisdicti�ta ccrostituce a unifaxn►�xurity in.trument covcring revl prop�ny. �_-� _----=--�—
<br /> UNIFQRM COVBNAfYTS. Borrower and Lender cavenant und ugree ux fdlaws:
<br /> .. .,�,�' « � ., 1. PJIy�OlAf 0�Pfj11�Ip1I alld ifllePtSli�P�YRIlOI�1NI I.pI!CIIp�!& Bormwcr shnll pcunptly pay when due�he
<br /> �*�- � R " principal af und Interest an the de6t evidenced by the Ndc and any prepayment unci latc ch�rgcx due under thc Note.
<br /> .1:r' 2, Ftitads�or 7yu[es And In4uraace. Su6ject to applicu b le luw cx to a w r itten wAivcr by L e n d er,Barrower shall p a y to ___
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<br /> � �..�. Lender on the day monthly paymonts arrc due under the Note,umil the Nae is p�id i� full,u surn("Funds"1`pr(al y�c:uly �:.�.��
<br /> --. •''',, tuxes and asgessments which may uttuin priori[y over this Security Instrument as u lien on ttu Property:lbl ye�rly Ieaschold -- _ --
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<br /> . . . .. .� payments or ground rents on the Property, if any: Ic) yearly twzard or property insurance pnmwmx: Idl yrauly il�wd ---_
<br /> insuronce premiums, if any: (e) yearly mangage insurance premiums, if any:and lll any xums payable by Barrower to
<br /> ' ..': Lender,in uccordance with the provisions of paragruph R,in lieu oF the payment of mortgage insuruncc prcm�ums. These =-
<br /> - - :�:��..�._ _ items are called"Escrow Itemg' l.ender may.at any time,collect and hvld Funds in un amounl not ro exceed the ma�cimum -
<br /> =_ :;;►f.-'�.�.�,�J�..�„�, wnount n lender for a federally related mongage loan may rcquire far Barowcr�eYcrwv uccc�unt under the federul Re•rl �_.
<br /> — ?�;,y,�;�� '%�.�'•�,: F.�1ate Setdement Procedures Act of 1974 as amended from[ime to time.12 U.S.C.�2601 e�r seq. 1"RFSPA"),unle�cs anaher - - - i -
<br /> ° ;.�rb j� .� � • law that applies to the Funds sets u lexser amoum. If sa.Lender may.ut any time.cdlect and hold Funds in an umount nat to
<br /> �:=.:r��� ,; d°•� e a c e e d t h e l e a�e r u m a u n t. L e n d�:r m a y c s t i m a t e t h e u m a u n t o f F u n d s d u e a n t h c haci� of currcnt data and reasonable _ _ _
<br />':��•��� estim�tes of expenditures of future E�crow Iteme or otherwise in accordance with upplicable law. �.wa�-.
<br />-:1��,� , ' � 71�e Funds shall be held in an institutian whose ckposits ure insured by a federal ugency,inswmeMaliry. cx entity p°"`''"` �
<br /> ' lincluding L.cnder.if L.ender is such an in.r•titutionl or in uny Fedeml Homc Loan Bank. Lendcr shal!upply the ILnds to pay ��_•---_--
<br />- t,�'_,; ;;`;j�,��:�,' . ;�ti the Escrow Items. Lender may not churge Borrower tbr holding nnd upplying the Funds,annually unalyxing the escrow �;.,;,�—_—
<br /> ��Y� ; � account, or verifying the Escroa� Items.unless Lender pays Borrawer interest an the Fundx suid upplicable luw permits _
<br /> � :'��.;�����i•, Lender to muke such a charge. However,l.ender may requirc Barrower to pay u one-time charge for an independent nal •�
<br /> '� ' " esWte tuu reponing service used by Lender in connectivn wi[h this loan,unless applicable law provides otherwise. Unless an �-�
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<br /> . • ''. ''�•' � agreement is made ar applicuble law requircs interest to be paid,l.ender shull nat he myuired ta pay HcNrower any inter+est or ,
<br />_ �., ' �•• .^ ��«. �' eamings an the Fundr,. Bo�tower and Lcnder may agree in writing,hawever,that intcresl sh�ll be puid on the Funds. Lender
<br /> , . : ,,:; shall give ta Horrower,without charge,pn nnnual sucounting of the PUnds,showing credits and debits to�he Funds and ihe ���-=--
<br /> � � •� u se ior which each Jebit to the Funda was muie. The Fund4:ue pledged us additiona! security for All sums scxured by ��-�'�-�°`�`
<br /> ,...,�.. tpN��uriry Insnvmem. �='"'�.�.��'�-
<br /> •�'� 4�.: �n-• • . If the Funds held by Lender eaceed[he nmoua�.s prrmitieJ ti�b� heid by applicable f�::�. Leader sha!! accet!nt�!� :
<br /> Borrower for the excess Flmds in acccxdAnce with the requiremems of applicuble law. IF the arnount of the Fund�IKId by �.t�p. .�x. ,.;�:r;°�,
<br /> ' ' ' •• L.ender at any time is not sufficient to pay the Escrow Icems when due,Lender may xo natify Borrower in wri�in�t,and.in 1 • _�_ _;_,;ti:��
<br /> �. `�""''� '�`' '� � such cuse Borrawer shall puy to l.ender�he umount necexsary to make up the deficiency. Barower shall tnake up the � _f�_
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