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202500550
<br />Docusign Envelope ID: 2A9BEC10-7C3B-444C-B44C-E2DE58528BEF
<br />3555852912
<br />Ave, Detroit, MI 48226 -1906. The .terin "Lender" includes any successors and assigns ofLender.
<br />(C) "Trustee" is First American Title Insurance Company. Trustee's address is 1 First
<br />American Way, Santa Ana, CA 92707. The term "Trustee" includes any substitute/successor Trustee.
<br />(D) "NIERS" is Mortgage Electronic Registration Systems. Inc. MERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under
<br />this Security instrument. MERS is organized and existing under the laws of Delaware, and has an address
<br />and telephone number of -P.O. Box 2026, Flint, MI- 48501-2026, tel. (888) 679-MERS,
<br />Documents
<br />(E) "Note" means the promissory note dated January 31, 2025, and signed by each Borrower who is
<br />legally obligated for the debt under that promissory note, that is in either (i) paper form, using Borrower's
<br />written pen and ink signature, or (ii) electronic form, using Borrower's adopted Electronic Signature in
<br />accordance with the UETA or E-SIGN, as applicable. The Note evidences the legal obligation of cach
<br />Borrower who signed the Note to pay Lender One Hundred Sixty -Eight Thousand And
<br />00/100 Dollars (U.S. 5168,000.00) plus interest. Each Borrower who signed the Note has promised to
<br />pay this debt in regular monthly payments and to pay the debt in full not later than February 1, 2055.
<br />(F) "Riders" means all Riders to this Security Instrument that are signed by Borrower. All such Riders are
<br />incorporated into and deemed to be a part of this Security Instrument, The following Riders are to be signed
<br />by Borrower [check box as applicable]:
<br />0 Adjustable Rate Rider
<br />0 1-4 Family Rider
<br />0 Second Home Rider
<br />0 Condominium Rider 0 Other(s) [specify]
<br />0 Planned Unit Development Rider
<br />(G) "Security Instrument" means this document, which is dated January 3 1 , 2025, togethcr with all
<br />Riders to this document.
<br />Additional Definitions
<br />(H) "Applicable Law" means all controlling applicable federal. state, and local statutes, regulations,
<br />ordinances. and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non -appealable judicial opinions.
<br />(1) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments, and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association, or similar organization.
<br />(.1) "Default" means: (i) the failure to pay any Periodic Payment or any other amount secured by this
<br />Security Instrument on the date it is due; (ii) a breach of any representation, warranty, covenant. obligation,
<br />or agreement in this Security Instrument; (iii) any materially false, misleading, or inaccurate information or
<br />statement to Lender provided by Borrower or any persons or entities acting at Borrower's direction or with
<br />Borrower's knowledge or consent, or failure to provide Lender with material information in connection with
<br />the Loun, as described in Scction 8; or (iv) any action or proceeding described in Section 12(c).
<br />(K) "Electronic Fund Transfer" means any transfer of funds, other than a transaction originated by check,
<br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument,
<br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an
<br />Rocket Mortgage, LLC (NAILS Th 3030 ) Rocket Mortgage, LLC (NN1LS 3030) I NikkiMarie Cervantes
<br />(NMLS 11: 2595006)
<br />NEBRASKA—Single Family —Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 07/2021
<br />cif 25306 5 Page 2 of 20
<br />11111011%fiitiMkiiESPrin'D
<br />Q10355585291200202000233ed14abf3-13b3-4e37-97a 7-d 1c983a 39f760220
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