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<br /> DEED OF TRUST Q
<br /> �
<br /> THIS DEED OF TRUST ("Security Instrument")is made on Apr i 1 5, 1 9 9 9 . The trustor is
<br /> Douglas D. Winder and Wanda K. Winder, husband and wife
<br /> ("Borrower"). The trustee is Norwest Bank NebrasPca, National Association
<br /> ("Trustee"). The beneficiary is Norwest Bank Nebraska, National Association
<br /> which is organized and existing under the laws of United StateS of America , and whose
<br /> address is 3404 West 1 3th St
<br /> Grand Island, NE 68803 ("Lender"). Borrower owes Lender the principal sum of
<br /> ,�en �housa�d ��e �iundr�d Fo�rt�y Two & 00/1 �Q-- Dollars (U.S. $ 1 0, 1 42. 00 )•
<br /> is de t �s ev� ence y orrower s note ate the same date as t �s Security Instrument ("Note"), which provides for
<br /> monthly payments, with the full debt, if not paid earlier, due and payable on Apr i 1 1 8, 2 0 0 6 .
<br /> This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals,
<br /> extensions and modifications of the Note; (b) the payment of all other sums, with interest, advariced under paragraph 7 to
<br /> protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this
<br /> purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property
<br /> located in Hall County, Nebraska:
<br /> Lot 18, Bishop Heights Second Subdivision, City of Grand
<br /> Island, Hall County, Nebraska.
<br /> which has the address of 4355 Cambridge Road, Grand Island, � �sr�eer,c�ry�,
<br /> Nebraska 68803 ("Property Address");
<br /> [Zip Code]
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br /> fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br /> Instrument. All of the foregoing is referred to in this Security Instrument as the "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br /> convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will
<br /> defend generally the tide to the Property against all claims and demands, subject to any encumbrances of record.
<br /> THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-unifornl covenants with limited
<br />-- variations by jurisdiction to constitute a uniform security instrument covering real prc�gerty.
<br /> UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br /> 1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br /> principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note.
<br /> 2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to
<br /> Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a)yearly taxes
<br /> and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments
<br /> or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums,
<br /> if any; (e) yearly mortgage insurance premiums, if any; and (fl any sums payable by Borrower to Lender, in accordance with
<br /> the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items."
<br /> Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally
<br /> related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlement Procedures Act of
<br /> 1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. ("RESPA"), unless another law that applies to the Funds
<br /> sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount.
<br /> Lender may estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of fut�re
<br /> Escrow Items or otherwise in accordance with applicable law.
<br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 9/90
<br /> A�R]NI 12T97 MTC VMP MORTI;A(;F FnRMS-13 1 319 9 3-R10�-IRl1l11591-7991 p�.,o t �f a n.Y__�_� r_inn
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