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200400660 <br />Borrower must pay all sums secured by this Security Instrument. If Borrower fails to <br />pay these sums prior to the expiration of this period, Lender may invoke any remedies <br />permitted by this Security Instrument without further notice or demand on Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable Rate <br />Rider. <br />r� <br />(Seal) (Seal) <br />T WP. WISEMAN - Borrower ERIN L. AN - Borrower <br />_(Seal) (Seal) <br />- Borrower - Borrower <br />MULTISTATE ADJUSTABLE RATE RIDER (LIBOR Index )-- Single Family -- Freddie Mac UNIFORM INSTRUMENT <br />GV 1519.HP (MODIFIED) Form 3192 1/01 (page 3 of 3 pages) <br />