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202500253 <br />Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Security <br />Instrument or the Note which can be given effect without the conflicting provision. <br />As used in this Security Instrument: (a) words of masculine gender shall mean and include corresponding <br />neuter words or words of the feminine gender; (b) words in the singular shall mean and include the plural and vice <br />versa; and (c) the word "may" gives sole discretion without any obligation to take any action. <br />17. Buyer's Copy. Buyer shall be given one copy of the Note and of this Security Instrument. <br />18. Transfer of the Property or a Beneficial Interest in Buyer. As used in this Section 18, "Interest in <br />the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial <br />interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent <br />of which is the transfer of title by Buyer at a future date to a purchaser. <br />If all or any part of the Property or any Interest in the Property is sold or transferred (or if Buyer is not a <br />natural person and a beneficial interest in Buyer is sold or transferred) without Seller's prior written consent, Seller <br />may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall <br />not be exercised by Seller if such exercise is prohibited by Applicable Law. <br />If Seller exercises this option, Seller shall give Buyer notice of acceleration. The notice shall provide a <br />period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Buyer <br />must pay all sums secured by this Security Instrument. If Buyer fails to pay these sums prior to the expiration of this <br />period, Seller may invoke any remedies permitted by this Security Instrument without further notice or demand on <br />Buyer. <br />19. Buyer's Right to Reinstate After Acceleration. If Buyer meets certain conditions, Buyer shall have <br />the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of: (a) five <br />days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such other <br />period as Applicable Law might specify for the termination of Buyer's right to reinstate; or (c) entry of a judgment <br />enforcing this Security Instrument. Those conditions are that Buyer: (a) pays Seller all sums which then would be <br />due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other <br />covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including, but not <br />limited to, Reasonable Attorneys' Fee, property inspection and valuation fees, and other fees incurred for the <br />purpose of protecting Seller's interest in the Property and rights under this Security Instrument; and (d) takes such <br />action as Seller may reasonably require to assure that Seller's interest in the Property and rights under this Security <br />Instrument, and Buyer's obligation to pay the sums secured by this Security Instrument, shall continue unchanged. <br />Seller may require that Buyer pay such reinstatement sums and expenses in one or more of the following forms, as <br />selected by Seller: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, <br />provided any such check is drawn upon an institution whose deposits are insured by a federal agency, <br />instrumentality or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Buyer, this Security Instrument <br />and obligations secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to <br />reinstate shall not apply in the case of acceleration under Section 18. <br />20. Sale of Note; Change of Murabaha Debt Servicer; Notice of Grievance. The Note or a partial <br />interest in the Note (together with this Security Instrument) can be sold one or more times without prior notice to <br />Buyer. A sale might result in a change in the entity (known as the "Murabaha Debt Servicer") that collects Periodic <br />Payments due under the Note and this Security Instrument and performs other mortgage Murabaha Debt servicing <br />obligations under the Note, this Security Instrument, and Applicable Law. There also might be one or more changes <br />of the Murabaha Debt Servicer unrelated to a sale of the Note. If there is a change of the Murabaha Debt Servicer, <br />Buyer will be given written notice of the change which will state the name and address of the new Murabaha Debt <br />Servicer, the address to which payments should be made and any other information RESPA requires in connection <br />with a notice of transfer of servicing. If the Note is sold and thereafter the Murabaha Debt is serviced by a Murabaha <br />Debt Servicer other than the purchaser of the Note, the mortgage Murabaha Debt servicing obligations to Buyer will <br />remain with the Murabaha Debt Servicer or be transferred to a successor Murabaha Debt Servicer and are not <br />assumed by the Note purchaser unless otherwise provided by the Note purchaser. <br />Neither Buyer nor Seller may commence, join, or be joined to any judicial action (as either an individual <br />litigant or the member of a class) that arises from the other party's actions pursuant to this Security Instrument or <br />that alleges that the other party has breached any provision of, or any duty owed by reason of, this Security <br />Instrument, until such Buyer or Seller has notified the other party (with such notice given in compliance with the <br />requirements of Section 15) of such alleged breach and afforded the other party hereto a reasonable period after the <br />