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202406535 <br />IN WITNESS WHEREOF, Mortgage Electronic Registration Systems, Inc., by the <br />officer duly authorized, has duly executed the foregoing instrument. <br />MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS"), <br />WHOSE ADDRESS IS P.O. BOX 2026, FLINT, MI 48501-2026 <br />By . <br />JEFFREY "MODAL VICE PRESIDENT <br />STATE OF Illinois <br />COUNTY OF LAKE <br />Sworn to and subscribed on 12/10/2024 , before me, MICHAEL RUTTI, a Notary <br />Public in and for the County of LAKE, State of Illinois, personally appeared <br />JEFFREY NODAL VICE PRESIDENT of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, <br />INC. ("MERS"), WHOSE ADDRESS IS P.O. BOX 2026, FLINT, MI 48501-2026, <br />personally known to me (or proved to me on the basis of satisfactory <br />evidence) to be the person(s) whose name(s) is/are subscribed to the within <br />instrument and acknowledged to me that he/she/they executed the same in <br />his/her/their authorized capacity, and that by his/her/their signature on the <br />instrument the person(s), or the entity upon behalf of which the person(s) <br />acted, executed the instrument. <br />MICHAEL RU1 I <br />Notary Expires : 05/06/2025 <br />MICHAEL RUTTI <br />OFFICIAL SEAL <br />Notary Public, State of Illinois <br />My Commission Expires <br />May 06, 2025 <br />