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200111508 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Ga f�' ( i '� � ✓J ) Ukk (Seal) <br />BARBARA B MILLER - Borrower <br />9-Ju xA (Seal) <br />DAVID A MILLER - Borrower <br />(Seal) (Seal) <br />- Borrower -Borrower <br />(Seal) (Seal) <br />- Borrower -Borrower <br />(Seal) (Seal) ° <br />- Borrower -Borrower <br />Initials: <br />® -6(NE) pm) Page 14 of 15 <br />R <br />Form 3028 1/01 <br />