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<br />6. Occupancy. Borrower must occupy, establish, and use the Property as Borrower's principal residence within
<br />60 days after the execution of this Security Instrument and must continue to occupy the Property as Borrower's
<br />principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which
<br />consent will not be unreasonably withheld, or unless extenuating circumstances exist that are beyond Borrower's
<br />control.
<br />7. Preservation, Maintenance, and Protection of the Property; Inspections. Borrower will not destroy,
<br />damage, or impair the Property, allow the Property to deteriorate, or commit waste on the Property. Whether or not
<br />Borrower is residing in the Property, Borrower must maintain the Property in order to prevent the Property from
<br />deteriorating or decreasing in value due to its condition. Unless Lender determines pursuant to Section 5 that repair or
<br />restoration is not economically feasible, Borrower will promptly repair the Property if damaged to avoid further
<br />deterioration or damage.
<br />If insurance or condemnation proceeds are paid to Lender in connection with damage to, or the taking of, the
<br />Property, Borrower will be responsible for repairing or restoring the Property only if Lender has released proceeds for
<br />such purposes. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of
<br />progress payments as the work is completed, depending on the size of the repair or restoration, the terms of the repair
<br />agreement, and whether Borrower is in Default on the Loan. Lender may make such disbursements directly to
<br />Borrower, to the person repairing or restoring the Property, or payable jointly to both. If the insurance or condemnation
<br />proceeds are not sufficient to repair or restore the Property, Borrower remains obligated to complete such repair or
<br />restoration.
<br />Lender may make reasonable entries upon and inspections of the Property. If Lender has reasonable cause, Lender
<br />may inspect the interior of the improvements on the Property. Lender will give Borrower notice at the time of or prior
<br />to such an interior inspection specifying such reasonable cause.
<br />8, Borrower's Loan Application. Borrower will be in Default if, during the Loan application process, Borrower
<br />or any persons or entities acting at Borrower's direction or with Borrower's knowledge or consent gave materially
<br />false, misleading, or inaccurate information or statements to Lender (or failed to provide Lender with material
<br />information) in connection with the Loan, including, but not limited to, overstating Borrower's income or assets,
<br />understating or failing to provide documentation of Borrower's debt obligations and liabilities, and misrepresenting
<br />Borrower's occupancy or intended occupancy of the Property as Borrower's principal residence.
<br />9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument.
<br />(a) Protection of Lender's Interest. If: (i) Borrower fails to perform the covenants and agreements contained in
<br />this Security Instrument; (ii) there is a legal proceeding or government order that might significantly affect Lender's
<br />interest in the Property and/or rights under this Security instrument (such as a proceeding in bankruptcy, probate, for
<br />condemnation or forfeiture, for enforcement of a lien that has priority or may attain priority over this Security
<br />Instrument, or to enforce laws or regulations); or (iii) Lender reasonably believes that Borrower has abandoned the
<br />Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the
<br />Property and/or rights under this Security Instrument, including protecting and/or assessing the value of the Property,
<br />and securing and/or repairing the Property. Lender's actions may include, but are not limited to: (I) paying any sums
<br />secured by a lien that has priority or may attain priority over this Security Instrument; (II) appearing in court; and (III)
<br />paying: (A) reasonable attorneys' fees and costs; (B) property inspection and valuation fees; and (C) other fees
<br />incurred for the purpose of protecting Lender's interest in the Property and/or rights under this Security Instrument,
<br />including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, exterior
<br />and interior inspections of the Property, entering the Property to make repairs, changing locks, replacing or boarding
<br />up doors and windows, draining water from pipes, eliminating building or other code violations or dangerous
<br />conditions, and having utilities turned on or off. Although Lender may take action under this Section 9, Lender is not
<br />NEBRASKA-Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
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<br />IDS, inc. - 93195
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<br />Form 3028 07/2021
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