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0 z W vJ) J \� z V DEED OF TRUST THIS DEED OF TRUST is made this 19th day of (ranuary . 2004 among the Trustor, CRAIG A. HARRENSTEIN AND KIMBERLY A. HARRENSTEIN, HUSBA ND AND WIFE. (herein "Borrower Michael F. Kivett (herein "Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) . a corporation organized and existing under the laws of Maryland , whose address is 2014 N LAWRENCE LANE GRAND ISLAND NE 68803 (herein "Lender "). BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in most, with power of sale, the following described property located in the County of HALL , State of Nebraska: COMMENCING AT A POINT 16 RODS WEST OF THE NORTEAST CORNER OF THE NORTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 12, TOWNSHIP 9 NORTH, RANGE 10, NEST OF THE 6TH P.M. IN HALL COUNTY, NEBRASKA, THENCE RUNNING WEST ON THE SECTION LINE 19 AND 2 /5THS RODS; THENCE SOUTH AT RIGHT ANGLES 12 RODS AND 15 FEET; THENCE EAST AT RIGHT ANGLES 19 AND 2 /5THS RODS; THENCE NORTH AT RIGHT ANGLES 12 RODS AND 15 FEET TO THE PLACE OF BEGINNING. BY FEE SIMPLE DEED FROM ERNEST NICHOLS, A WIDOWER AS SET FORTH IN INST#200104214, DATED 5/7/01 AND RECORDED 5/8/01, HALL COUNTY RECORDS. STATE OF NEBRASKA. which has the address Of 2323 W PLATTE RIVER DR . DONIPHAN Nebraska 68832 (herein "Property Address "); TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter referred to as the "Property"; TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 01/19/2004 and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 54,482 .07 , with interest thereon, providing for monthly, installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due and payable on 02/01/2034 ;the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein contained. Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and will defend generally the title to the Property against all claims and demands, Subject to encumbrances of record. Nebraska 2687641/98 Original(Recorded) Copy (Branch) Copy(Customer) pageI f5 c Cg