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<br /> � Tnc�e'i'f�BR wrrH.0 me impoYamoea naa or nan�t�mr a�ac�ea oo ebe�aporey..dd ' �.pwxM...cd,.d � .
<br /> fl� now a I�e�aRer • pnt oi the pmpeMy. All � and �ddidar a4tl1 �la be aavaod bl► d�r Sdo�m!►y
<br /> . I�p�tmdpt..A11 of tAe tatep,aiiq b tefix�ad w ia ddt Soauity te�trVUt�ent I�s die'P�ope�tY.• .�
<br /> , HORR�WBR O�VBNA[�'!'S dMt Hoim�i�I�wlwQy�ei�ed of tb�e at�e Mteby aoovryed�ad hr die�I�t to�ult snd
<br /> ' oonvry 1he Ptnperty wd d�t We Proparty i�wienoumberod.e�cae�t far arwmbrmoei ot reootd. Botnnuer wuaM��nd��wIN
<br /> � detaad Qenemlly�t�e NNe w�he P�npeAy�itat dl cl�inn�nd damnd�.wbjact to iny a�cumbr�noer of rooatd.
<br /> �_.- ---°� '!1�!!S SECURl7'Y lNSTRUMBNT com4►in�u�[[onn ecw��ts fot mttio�ad u�e and na��unif�nn auvamoto wW�Umited _
<br /> varl�tbm by jwi�didlon ta conWiWte�uaifonn seauity imtrua�eat aove�iag real pnopaty.
<br /> - �-� - - -� UNIFORld OOVBNANTS.Bormwer a�d lrender ooveaaat aa+d�+ce ss follows: -
<br /> 1. P�ys�ait ot P�iac�pd�ad Inta�R; Prep�ywAt +�d I.�te Cd�. Bamower chdl PmmptlY MY wdm due We
<br /> prla�pal of ard inta+e�t an the debt ovidenoed by the Noto and�ny prepaymem�nd I�te chuges duo unrkr tHa Note.
<br /> -._ 2. FY�sd�tor Tiuta�nd Inau�u�oe.Subjax a applicabk law or to a writta�waiver by Lendcr. Bomuwer�Iwll p�y u►
<br /> [,ender on dte d�y monthly p�ymenta a�due a�odcr d�c Nota.until tNo Note is p�id in iWl,a cum("Punda"I fnr:(�)yenrly wceR
<br /> �nd a�scwna�p which may attdn priodty ovcr Uds Sa�vrlty Gacdument As a Uea on Ihe Pm�aty:(b)Yo�riY��N9��
<br /> - or gawnd renu op tho Property,if any:(c1 Yar�Y l�SU�d or propeMy insuror�cc pnmiums:(d)yauly flood ies�u�noe p�+emiums.
<br /> if�try: (o)Yearly a�onig�ge Incunu�oe pmriuroa. if�ny:�nd(��r sum�pnyebb by Barrower to l.rnd�r.in a000rdanoe wlih
<br /> the provi�ianc of p�aagr�pb 8. in lieu of 1he p�ymenl of a�o inwuaaoie prcmiums. Thcse kema uo dled'Eeao�r Itans."
<br /> L�ender may. at rey time.oollect and hoW Funds in an ariount not to e�cceed U�a m�cimum anwum a lender t'or a iederally
<br />'�_`- r�elatod mortgage loaa may�oquirc for Barrower's escrow aornuw under the faleral Real Fstwe Settkment Pr000durrs Act of
<br /> . 1974 as on�euded fran time to t6ne.�2 U.S.C. Sectjon 2601 et srq. ("RESPA').unless u�oUrcr law that applies w�the Fw�ds
<br /> - -_- ::,uy:�,, .., �u;a iFSSer+.�au�t. ff sa. l.catidc:ma�.at �yr tia�c. raftect arsd !told Fsu�s in an asnount not to eanrd t1�+I�cem wniwnt.
<br /> __ - _ - - . Lender may estimate�he amount oY'�+acds due on Ihe basis of cwrent data aod r�eacw�ble esti�of�s;o�}'6uturo
<br /> ' Bscrow itans or otherwlse in acooMsuwe with applliable IAw. '
<br />`a� � • The Funds sfwll be held in an institutiom w•t�se deposits are insured by a federal agency. insunmet�uwlity. or entity
<br />;:,s ' (including LeMer, if Lender is such an institudon)ar im a�ry•�ederal Home Loan Hank. Lerder sl�all apply�he Fu�ds to pay�he
<br />-•x Escrow ltems. Lender may not charge Barmwer far haldin�and applying U�e Funds, annually a�wlyzing the escrow ac�aunt.or
<br /> � verifyfng We Escrow Items,unless l.ender pays Bortawer intetrst on the Funds�nd applicable IAw permits Lerder W nwice such
<br /> i"� � q charga However,•lkmler may require BoROwrv a pay a one-time chuge for an independent n�l e.ctate tax reponing service
<br /> .�r.� .
<br />�;�;. � ' used by I..endar in� a,ra,�ection wlth this loan, anfess upplicable law provides otherwise. Unless en agreement is made or _
<br /> _`' epplicab�c law requiros interest to be paad,I.ender ahall nat he required to pay Bornnwer any interest or eamings on the Funds.
<br />-=:i Borrowrr and I.ender:nuy�grce iu�wrie�eg, however. that ir,terest shall be paid an the Funds. l.ender shall give to Bortower.
<br /> _�'r.' � �"� withou.t charge,an annual acrountdn� �f Ihe Funds,shawi�credits and debits to the Funds and the pu�pose for which exh
<br /> .s„. .
<br /> i - -- debit to Ihe Funds was ms�de.7iie Funds rre pi�Tgad us addiiiutrai�xuriiv tur uii suon aa.�uta1 by{i�is Sccu�ii�instrur�ni.
<br /> :-�;•� If the Funds held by Lender excced the�moun�s�ermined�o be held by applicable law, l.ender str.A�O accaunt lo Bomower
<br /> �[ar the e�ces.g Funds in accordance with the reqairemen�v oP applicable luw. If the amount of the FuncD�:hetr0 by L.ender at any
<br /> _.1��- --- _— - t6me�s mc►c sufficient to pay�he E.,�:ww (trm,wlieu du�,Lt�.tcr niay r,�►natify tiorraKCr in writing, pnd,in such cye ZWrrawer ..
<br /> - •9iw11 pny to Lender thc a�tKwnt necessury to muke up the ilelira�ncy. Bornawer shull make up the defi�iency in no tanrce than
<br /> `V;y � • twelve monthly payments.at I.cnder's u�le discretian. ' -
<br />_A'•�ti �: ,��; � � Upon payment in full of ull sumti serured by this Security Instrument, I.endcr shull promptly Q�eiund to Borrower sury =
<br /> hT1•;� •
<br /> , �i� �, 4 ,,-• • Funds held by I.ender. If,under paragmph 21,L.ender shull acyuire or cell�he Pmperty,l.ender, prior to the acquisition or sale =
<br /> - :i�,�r:,:::.-.,%���`�' of the PrapeRy.sh�ll upply any Funds held by Lender at the time of acquisition or�Ie as u ctedit against the wms secured by -
<br /> —_ ,.�..,;}:!r�:h..
<br /> - this Secudty Insuument. _
<br />'-tQ'� 3. Applieatbn of Paymeats. Unless applicubte luw prcwides oth�:rwixe,ull payment�received by 4ender under paragruphs
<br />�'` - ��, ' I and 2 shall be applied: fi�t, to uny prepnyraent churges due under the Note: tiecond, to amounts pAyab�e ander paragreph 2; _
<br />•` ��f,.;��.q lhird,to interest due;founh,to pri�xipal due;und la�t,to ony latc charges due undcr the Note. ;,;:
<br />�ti�J�s � A. Clwrges; Llens. Borrower shall pay ull tA:ces, us.veaament.. churges,fines und impositions allribulable to�Ae Propeny 6''
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<br /> .,H� , t�,..�t w :�a„q�, which ra+ay attoin priority over this Sewrity instrumcnt, an.f lca�ehold puymcnt+ or gnwnd rents, if any.$ornnwer shall pay _
<br />'�°:���- �����`'� these obligations in the manner providcd in parugrnph 2,or it nu•i p•rid in thut munner.&irroa•cr shall pAy them on Umc diroctly -
<br /> "'��`0?' '''`�`�'r� �� e' to the person owed payment. Borcowcr shnll prampUy fumitiA���IA nJcr ull notices of unx�unts t��tie paacl under this paragraph. -
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<br />''+��;�;i, � ='}"" "'"'•� ,�. • If Borrawer makes ihe:e paymems directly,&�rrrnver�hall promptly Tumis;�tn Lerxler receipts evidencin•_+he payments. -
<br /> '�+ �" •�a' Borrowershull pmmptly di+chargc any licn which has priorily o�rr�his 5ecurity In,tnnnent unle.xs Horrower:lu)agrees in
<br /> :' '-'� "�� wriling to thc payment of the obligation ucur�til by thc licn in u n�►nncr ucceptublc ai Lrndcr: Ib)contests in gcwd fuith the lien
<br /> ` �•� • �'�'�. •�••� by, or defends ugainxt enforcemrnt i►f thc lien in, Icgul prck•e.din�t� whirh in �hc l.rnder'. opinion opera�e to prevent �he
<br />�.���. }i,�`��,., .'e�.� r —
<br />: :?��, �,;���.,;,.`':' • enf�rcement af Ihc liio:or Ic1 ucures fn►m thc holder of the lien an a�:rrement w�i�f'actory tu L.enJer�ufinrdinating the lien to
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<br />=;,;;t.�� ,°;, � Ihis Securit instrumrnt. If l.enJcr detenninc+that an an ��f thc Pn� n i,wh'�rt t�i a licn which ma auain riorit over
<br />. :�,• '� • ';�'�{����'' this Securit in,trumcnt, l.cndcr mu �ivr&�rrowcr a nutirc identil'yin�the lien. &�rn�wer shull su�irf Ihc lien�r t.�ke onc or F
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