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202405871 <br />PLANNED UNIT DEVELOPMENT RIDER <br />Barrios <br />Loan #: 13714265 <br />MIN: 100287715007029767 <br />THIS PLANNED UNIT DEVELOPMENT RIDER is made this 15th day of <br />November, 2024, and is incorporated into and amends and supplements the Mortgage, <br />Mortgage Deed, Deed of Trust, or Security Deed (the "Security Instrument") of the same date, <br />given by the undersigned (the "Borrower") to secure Borrower's Note to Gateway Mortgage, <br />a division of Gateway First Bank, (the "Lender") of the same date and covering the <br />Property described in the Security Instrument and located at: <br />4375 Dawn St, Grand Island, NE 68803-1127 <br />[Property Address] <br />The Property includes, but is not limited to, a parcel of land improved with a dwelling, together <br />with other such parcels and certain common areas and facilities, as described in THE <br />COVENANTS, CONDITIONS AND RESTRICTIONS FILED OF RECORD THAT AFFECT <br />THE PROPERTY (the "Declaration"). The Property is a part of a planned unit development known <br />as <br />Copper Creek Estates Eighteenth Subdivision <br />[Name of Planned Unit Development] <br />(the "PUD"). The Property also includes Borrower's interest in the homeowners association or <br />equivalent entity owning or managing the common areas and facilities of the PUD (the "Owners <br />Association") and the uses, benefits, and proceeds of Borrower's interest. <br />MULTISTATE PUD RIDER- Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />EX 25439.6 Form 3150 07/2021 <br />Page 1 of 3 <br />i <br />