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202405602 <br />LOAN #: 16061462 <br />23. Waiver. No waiver by us at any time of any term, provision or covenant contained in this Deed of Trust or in the <br />Agreement secured hereby shall be deemed to be or construed as a waiver of any other term, provision or covenant <br />or of the same term, provision or covenant at any other time. <br />24. Reconveyance. Upon payment of all sums secured by this Deed of Trust, we shall request Trustee to reconvey <br />the Property and shall surrender this Deed of Trust and all notes evidencing debt secured by this Security Instrument <br />to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. Such <br />person or persons shall pay any recordation costs. We may charge such person or persons a fee for reconveying the <br />Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the <br />fee is permitted under applicable law. <br />25. Request for Notices. You request that copies of the notices of default and sale be sent to your address which is <br />the Property Address. <br />26. Riders to this Deed of Trust. If one or more riders are executed by you and recorded together with this Deed <br />of Trust, the covenants and agreements of each such rider shall be incorporated into and shall amend and supplement <br />the covenants and agreements of this Mortgage as if the rider(s) were a part of this Deed of Trust. <br />❑ Condominium Rider ❑ 1-4 Family Rider ❑ Planned Unit Development Rider <br />❑ Other(s) (specify) <br />BY SIGNING BELOW, You accept and agree to the terms and covenants contained in this Deed of Trust and in any <br />rider(s) executed by you and recorded with it. <br />Signed, sealed and delivered in the presence of: <br />G - (Seal) <br />T N ESPINOZA <br />State of NI <br />County of L_o.,. co A-cr- <br />The foregoing instrument was acknowledged before me this OCTOBER 22, 2024 (date) by TANYA <br />ESPINOZA. <br />(S at re of Person T •'ing .r knowledgement) 1e l)i<- 644 11 uQ <br />( <br />e or Rank) <br />(Serial Number, if any) <br />Lender: Liberty First Credit Union <br />NMLS ID: 445421 <br />Loan Originator: Josiah Fawcett <br />NMLS ID: 1795650 <br />I wi GENERAL NOTARY - State of Nebraska <br />NELLIE M. LOGUE <br />e My Comm. Exp. May 8.2026 <br />NE - DEED OF TRUST - Single Family - HELOC - HC# 20934 (02/00) <br />ICE Mortgage Technology, Inc. Page 5 of 5 <br />NEQDEED 1008 <br />NEQDEED (CLS) <br />10/21/2024 11:38 AM PST <br />