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202405570 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider signed by Borrower and recorded with it. <br />Borrower <br />'s l <br />Ronald J Vrba <br />e_9-obt,4LAA, <br />rJ <br />Christina A Vrba <br />Seal <br />11/tAll <br />Seal <br />Acknowledgment <br />State of Nebraska <br />County of Hall <br />The foregoing instrument�pwas acknowledged before me this <br />day of I vOil(',l'1t,{ , li by <br />Ronald J Vrba <br />/VOA& k <br />Notary Public <br />Ci Novalatotoi <br />otary Public Name <br />Serial Number, if any: <br />NSA <br />This notarial act was completed: <br />In Person <br />❑ In Person Electronic <br />❑ Remote Online Notarization <br />GENERAL NOTARY State of Nebraska <br />J STACIE NOVAKOWSKI <br />My Comm. Exp. August 27, 2025 <br />NEBRASKA-Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Wolters Kluwer Financial Services, Inc. <br />2024110124.1.0.5558-N20240524Y <br />XXXX146164 <br />Form 3028 07/2021 <br />05/2024 <br />Page 20 of 21 <br />