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202405530 <br />1-4 FAMILY RIDER <br />Romero <br />Loan #: 13710212 <br />MIN: 100287715006988690 <br />THIS 1-4 FAMILY RIDER is made this 31st day of October, 2024, and is <br />incorporated into and amends and supplements the Mortgage, Mortgage Deed, Deed of Trust or <br />Security Deed (the "Security Instrument") of the same date given by the undersigned (the <br />"Borrower") to secure Borrower's Note to Gateway Mortgage, a division of <br />Gateway First Bank (the "Lender") of the same date and covering the Property described in <br />the Security Instrument and located at: <br />1120-1124 S Eddy St, Grand Island, NE 68801-6739 <br />[Property Address] <br />1-4 FAMILY COVENANTS. In addition to the representations, warranties, covenants, <br />and agreements made in the Security Instrument, Borrower and Lender further covenant and agree <br />as follows: <br />A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY <br />INSTRUMENT. In addition to the Property described in the Security Instrument, the <br />following items now or later attached to the Property, to the extent they are fixtures, are <br />added to the Property description, and will also constitute the Property covered by the <br />Security Instrument: building materials, appliances and goods of every nature whatsoever <br />now or later located in, on, or used, or intended to be used in connection with the Property, <br />MULTISTATE 1-4 FAMILY RIDER -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />EX 25445.6 Form 3170 07/2021 <br />Page 1 of 2 <br />