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202405461
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Last modified
10/31/2024 4:12:00 PM
Creation date
10/31/2024 4:11:59 PM
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DEEDS
Inst Number
202405461
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202405461 <br />made on the date of this Security Instrument. Nothing in this Security Instrument shall <br />constitute a commitment to make additional or future advances in any amount. Any such <br />commitment must be agreed to in a separate writing. <br />C. All Debts. All present and future debts from Grantor to Lender, even if this Security <br />Instrument is not specifically referenced, or if the future debt is unrelated to or of a different <br />type than this debt. If more than one person signs this Security Instrument, each agrees <br />that it will secure debts incurred either individually or with others who may not sign this <br />Security Instrument. Nothing in this Security Instrument constitutes a commitment to make <br />additional or future loans or advances. Any such commitment must be in writing. This <br />Security Instrument will not secure any debt for which a non -possessory, non -purchase <br />money security interest is created in "household goods" in connection with a "consumer <br />loan," as those terms are defined by federal law governing unfair and deceptive credit <br />practices. This Security Instrument will not secure any debt for which a security interest is <br />created in "margin stock" and Lender does not obtain a "statement of purpose," as defined <br />and required by federal law governing securities. This Security Instrument will not secure <br />any other debt if Lender, with respect to that other debt, fails to fulfill any necessary <br />requirements or fails to conform to any limitations of the Truth in Lending Act (Regulation Z) <br />or the Real Estate Settlement Procedures Act (Regulation X) that are required for loans <br />secured by the Property. <br />D. Sums Advanced. All sums advanced and expenses incurred by Lender under the terms of <br />this Security Instrument. <br />5. LIMITATIONS ON CROSS-COLLATERALIZATION. The cross-collateralization clause on any <br />existing or future loan, but not including this Line of Credit, is void and ineffective as to this <br />Line of Credit, including any extension or refinancing. <br />The Line of Credit is not secured by a previously executed security instrument if a <br />non -possessory, non -purchase money security interest is created in "household goods" in <br />connection with a "consumer loan," as those terms are defined by federal law governing unfair <br />and deceptive credit practices. The Line of Credit is not secured by a previously executed <br />security instrument if Lender fails to fulfill any necessary requirements or fails to conform to <br />any limitations of the Real Estate Settlement Procedures Act, (Regulation X), that are required <br />for loans secured by the Property or if, as a result, the other debt would become subject to <br />Section 670 of the John Warner National Defense Authorization Act for Fiscal Year 2007. <br />The Line of Credit is not secured by a previously executed security instrument if Lender fails to <br />fulfill any necessary requirements or fails to conform to any limitations of the Truth in Lending <br />Act, (Regulation Z1, that are required for loans secured by the Property. <br />6. PAYMENTS. Grantor agrees that all payments under the Secured Debts will be paid when <br />due and in accordance with the terms of the Secured Debts and this Security Instrument. <br />7. WARRANTY OF TITLE. Grantor warrants that Grantor is or will be lawfully seized of the <br />estate conveyed by this Security Instrument and has the right to irrevocably grant, convey and <br />sell the Property to Trustee, in trust, with power of sale. Grantor also warrants that the <br />Property is unencumbered, except for encumbrances of record. <br />8. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security <br />agreement or other lien document that created a prior security interest or encumbrance on the <br />Property, Grantor agrees: <br />A. To make all payments when due and to perform or comply with all covenants. <br />B. To promptly deliver to Lender any notices that Grantor receives from the holder. <br />LORI A KOCH <br />Nebraska Deed Of Trust <br />KS/4mitchbe@00000000003477058N <br />Wolters Kluwer Financial Services, Inc.°1996, 2024 <br />Bankers SystemsTM <br />Initials 1.% , <br />Page 3 <br />
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