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IN WITNESS WHEREOF, Mortgagor(s) has executed this V.A. Rider. <br />fkg&q/ <br />Brandon K Warner <br />mily P Warner <br />202405397 <br />(Seal) (Seal) <br />-Borrower -Borrower <br />\M/ Sea1) (Seal) <br />-Borrower -Borrower <br />Loan Origination Company & NMLS Id: Charter West Bank - 466077 <br />Loan Originator & NMLS Id.: Roberta L Reed - 491146 <br />MULTISTATE - V.A. RIDER <br />FORM 438 1/16 (rev 7/21) <br />Laser Forms Inc. #VA438 721 <br />Page 3 of 3 "II <br />.19 <br />AIL; <br />191 <br />