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202405397 <br />Applicable Law. If any provision of this Security Instrument or the Note conflicts with Applicable <br />Law (i) such conflict will not affect other provisions of this Security Instrument or the Note that can <br />be given effect without the conflicting provision, and (ii) such conflicting provision, to the extent <br />possible, will be considered modified to comply with Applicable Law. Applicable Law might <br />explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence <br />should not be construed as a prohibition against agreement by contract. Any action required under <br />this Security Instrument to be made in accordance with Applicable Law is to be made in accordance <br />with the Applicable Law in effect at the time the action is undertaken. <br />As used in this Security Instrument: (a) words in the singular will mean and include the plural <br />and vice versa; (b) the word "may" gives sole discretion without any obligation to take any action; <br />(c) any reference to "Section" in this document refers to Sections contained in this Security <br />Instrument unless otherwise noted; and (d) the headings and captions are inserted for convenience of <br />reference and do not define, limit, or describe the scope or intent of this Security Instrument or any <br />particular Section, paragraph, or provision. <br />18. Borrower's Copy. One Borrower will be given one copy of the Note and of this Security <br />Instrument. <br />19. Transfer of the Property or a Beneficial Interest in Borrower. For purposes of this <br />Section 19 only, "Interest in the Property" means any legal or beneficial interest in the Property, <br />including, but not limited to, those beneficial interests transferred in a bond for deed, contract for <br />deed, installment sales contract, or escrow agreement, the intent of which is the transfer of title by <br />Borrower to a purchaser at a future date. <br />If all or any part of the Property or any Interest in the Property is sold or transferred (or if <br />Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) <br />without Lender's prior written consent, Lender may require immediate payment in full of all sums <br />secured by this Security Instrument. However, Lender will not exercise this option if such exercise <br />is prohibited by Applicable Law. <br />If Lender exercises this option, Lender will give Borrower notice of acceleration. The notice <br />will provide a period of not less than 30 days from the date the notice is given in accordance with <br />Section 16 within which Borrower must pay all sums secured by this Security Instrument. If <br />Borrower fails to pay these sums prior to, or upon, the expiration of this period, Lender may <br />invoke any remedies permitted by this Security Instrument without further notice or demand on <br />Borrower and will be entitled to collect all expenses incurred in pursuing such remedies, including, <br />but not limited to: (a) reasonable attorneys' fees and costs; (b) property inspection and valuation <br />fees; and (c) other fees incurred to protect Lender's Interest in the Property and/or rights under this <br />Security Instrument. <br />20. Borrower's Right to Reinstate the Loan after Acceleration. If Borrower meets certain <br />conditions, Borrower will have the right to reinstate the Loan and have enforcement of this Security <br />Instrument discontinued at any time up to the later of (a) five days before any foreclosure sale of the <br />Property, or (b) such other period as Applicable Law might specify for the termination of <br />Borrower's right to reinstate. This right to reinstate will not apply in the case of acceleration under <br />Section 19. <br />To reinstate the Loan, Borrower must satisfy all of the following conditions: (aa) pay Lender all <br />sums that then would be due under this Security Instrument and the Note as if no acceleration had <br />occurred; (bb) cure any Default of any other covenants or agreements under this Security <br />Instrument or the Note; (cc) pay all expenses incurred in enforcing this Security Instrument or the <br />Note, including, but not limited to: (i) reasonable attorneys' fees and costs; (ii) property inspection <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM <br />INSTRUMENT ee / <br />FORM 3028 7/21 Initials: t/� <br />Laser Forms Inc. #FNMA3028MERS 7/21 Page 16 of 21 <br />.' <br />