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202405367 <br />TRANSFER OF RIGHTS IN THE PROPERTY <br />The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender' s successors and <br />assigns) and the successors and assigns of MERS. This Security Instrument secures to Lender (i) the repayment of <br />the Loan, and all renewals, extensions, and modifications of the Note, and (ii) the performance of Borrower' s <br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants <br />and conveys to Trustee, IN TRUST, WITH POWER OF SALE, the following described property located in the <br />COUNTY of Hall <br />[Type of Recording Jurisdiction] [Name of Recording. Jurisdiction] <br />Lot Four (4), Block Two (2), in The Orchard Subdivision, City of Grand <br />Island, Hall County, Nebraska <br />A.P.N.: 400523012 <br />which currently has the address of 1824 Peach St <br />[Street] <br />GRAND ISLAND , Nebraska 68801-2714 ("Property Address"); <br />[City] [Zip Code] <br />TOGETHER WITH all the improvements now or subsequently erected on the property, including replacements <br />and additions to the improvements on such property, all property rights, including, without limitation, all easements, <br />appurtenances, royalties, mineral rights, oil or gas rights or profits, water rights, and fixtures now or subsequently <br />a part of the property. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower <br />understands and agrees that MERS holds only legal title to the interests granted by Borrower in this Security <br />Instrument, but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender' s successors <br />and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose <br />and sell the Property; and to take any action required of Lender including, but not limited to, releasing and canceling. <br />this Security Instrument. <br />BORROWER REPRESENTS, WARRANTS, COVENANTS, AND AGREES that: (i) Borrower lawfully owns <br />and possesses the Property conveyed in this Security Instrument in fee simple or lawfully has the right to use and <br />occupy the Property under a leasehold estate; (ii) Borrower has the right to grant and convey the Property or <br />Borrower' s leasehold interest in the Property; and (iii) the Property is unencumbered, and not subject to any other <br />ownership interest in the Property, except for encumbrances and ownership interests of record. Borrower warrants <br />generally the title to the Property and covenants and agrees to defend the title to the Property against all claims and <br />demands, subject to any encumbrances and ownership interests of record as of Loan closing. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use with limited variations and <br />non -uniform covenants that reflect specific Nebraska state requirements to constitute a uniform security instrument <br />covering real property. <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) * DocMagic <br />Form 3028 07/2021 <br />Page 4 of 19 <br />