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202405367 <br />MIN: 101437300002239237 Loan Number: 223923 <br />PLANNED UNIT DEVELOPMENT RIDER. <br />THIS PLANNED UNIT DEVELOPMENT RIDER is made this 29th day of <br />October 2024 , and is incorporated into and amends and supplements the Mortgage, <br />Mortgage Deed, Deed of Trust, or Security Deed (the "Security Instrument") of the same date, given by the <br />undersigned (the "Borrower") to secure Borrower' s Note to Cornerstone Bank, a state bank <br />(the "Lender") of the same date and covering the Property described in the Security Instrument and located <br />at: <br />1824 Peach St, GRAND ISLAND, NEBRASKA 68801-2714 <br />[Property Address] <br />The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with other <br />such parcels and certain common areas and facilities, as described in <br />COVENANTS, CONDITIONS AND RESTRICTIONS OF RECORD <br />(the "Declaration"). The Property is a part of a planned unit development known as - <br />The Orchard Subdivision <br />[Name of Planned Unit Development] <br />(the "PUD"). The Property also includes Borrower' s interest in the homeowners association or equivalent <br />entity owning or managing the common areas and facilities of the PUD (the "Owners Association") and the <br />uses, benefits and proceeds of Borrower' s interest. <br />PUD COVENANTS. In addition to the representations, warranties, covenants, and agreements made <br />in the Security Instrument, Borrower and Lender further covenant and agree as follows: <br />A. PU D Obligations. Borrower will perform all of Borrower' s obligations under the PUD' s <br />Constituent Documents. The "Constituent Documents" are the (i) Declaration; (ii) articles of <br />incorporation, trust instrument or any equivalent document which creates the Owners Association; and <br />(iii) any by-laws or other rules or regulations of the Owners Association. Borrower will promptly pay, <br />when due, all dues and assessments imposed pursuant to the Constituent Documents. <br />MULTISTATE PUD RIDER - Single Family <br />Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3150 07/2021 Page 1 of 3 <br />• * DocMagic <br />