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202405205 <br />18. Borrower's Copy. One Borrower will be given one copy of the Note and of this Security <br />Instrument. <br />19. Transfer of the Property or a Beneficial Interest in Borrower. For purposes of this <br />Section 19 only, `Interest in the Property" means any legal or beneficial interest in the Property, <br />including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, <br />installment sales contract, or escrow agreement, the intent of which is the transfer of title by Borrower <br />to a purchaser at a future date. <br />If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is <br />not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior <br />written consent, Lender may require immediate payment in full of all sums secured by this Security <br />Instrument. However, Lender will not exercise this option if such exercise is prohibited by Applicable <br />Law. <br />If Lender exercises this option, Lender will give Borrower notice of acceleration. The notice will <br />provide a period of not less than 30 days from the date the notice is given in accordance with Section <br />16 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails <br />to pay these sums prior to, or upon, the expiration of this period, Lender may invoke any remedies <br />permitted by this Security Instrument without further notice or demand on Borrower and will be <br />entitled to collect all expenses incurred in pursuing such remedies, including, but not limited to: (a) <br />reasonable attorneys' fees and costs; (b) property inspection and valuation fees; and (c) other fees <br />incurred to protect Lender's Interest in the Property and/or rights under this Security Instrument. <br />20. Borrower's Right to Reinstate the Loan after Acceleration. If Borrower meets certain <br />conditions, Borrower will have the right to reinstate the Loan and have enforcement of this Security <br />Instrument discontinued at any time up to the later of (a) five days before any foreclosure sale of the <br />Property, or (b) such other period as Applicable Law might specify for the termination of Borrower's <br />right to reinstate. This right to reinstate will not apply in the case of acceleration under Section 19. <br />To reinstate the Loan, Borrower must satisfy all of the following conditions: (aa) pay Lender all sums <br />that then would be due under this Security Instrument and the Note as if no acceleration had occurred; <br />(bb) cure any Default of any other covenants or agreements under this Security Instrument or the <br />Note; (cc) pay all expenses incurred in enforcing this Security Instrument or the Note, including, <br />but not limited to: (i) reasonable attorneys' fees and costs; (ii) property inspection and valuation <br />fees; and (iii) other fees incurred to protect Lender's interest in the Property and/or rights under this <br />Security Instrument or the Note; and (dd) take such action as Lender may reasonably require to assure <br />that Lender's interest in the Property and/or rights under this Security Instrument or the Note, and <br />Borrower's obligation to pay the sums secured by this Security Instrument or the Note, will continue <br />unchanged. <br />Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the <br />following forms, as selected by Lender: (aaa) cash; (bbb) money order; (ccc) certified check, bank <br />check, treasurer's check, or cashier's check, provided any such check is drawn upon an institution <br />whose deposits are insured by a U.S. federal agency, instrumentality, or entity; or (ddd) Electronic <br />2491060995 <br />NEBRASKA-Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 3028 07/2021 <br />Wolters Kluwer Financial Services, Inc. 06/2024 <br />2024101724.2.0.5916-J20240625Y Page 18 of 22 <br />1 <br />