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202404892 <br />3551004233 <br />Borrower will pay each Periodic Payment when due. Borrower will also pay any prepayment charges and late <br />charges due under the Note, and any other amounts due under this Security Instrument. Payments due under <br />the Note and this Security Instrument must be made in U.S. currency. If any check or other instrument <br />received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, <br />Lender may require that any or all subsequent payments due under the Note and this Security Instrument be <br />made in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified <br />check, bank check, treasurer's check, or cashier's check, provided any such check is drawn upon an institution <br />whose deposits are insured by a U.S. federal agency, instrumentality, or entity; or (d) Electronic Fund <br />Transfer. <br />Payments are deemed received by Lender when received at the location designated in the Note or at <br />such other location as may be designated by Lender in accordance with the notice provisions in Section 16. <br />Lender may accept or return any Partial Payments in its sole discretion pursuant to Section 2. <br />Any offset or claim that Borrower may have now or in the future against Lender will not relieve <br />Borrower from making the full amount of all payments due under the Note and this Security Instrument or <br />performing the covenants and agreements secured by this Security Instrument. <br />2. Acceptance and Application of Payments or Proceeds. <br />(a) Acceptance and Application of Partial Payments. Lender may accept and either apply or hold <br />in suspense Partial Payments in its sole discretion in accordance with this Section 2. Lender is not obligated <br />to accept any Partial Payments or to apply any Partial Payments at the time such payments are accepted, and <br />also is not obligated to pay interest on such unapplied funds. Lender may hold such unapplied funds until <br />Borrower makes payment sufficient to cover a full Periodic Payment, at which time the amount of the full <br />Periodic Payment will be applied to the Loan. If Borrower does not make such a payment within a reasonable <br />period of time, Lender will either apply such funds in accordance with this Section 2 or return them to <br />Borrower. If not applied earlier, Partial Payments will be credited against the total amount due under the <br />Loan in calculating the amount due in connection with any foreclosure proceeding, payoff request, loan <br />modification, or reinstatement. Lender may accept any payment insufficient to bring the Loan current <br />without waiver of any rights under this Security Instrument or prejudice to its rights to refuse such payments <br />in the future. <br />(b) Order of Application of Partial Payments and Periodic Payments. Except as otherwise <br />described in this Section 2, if Lender applies a payment, such payment will be applied to each Periodic <br />Payment in the order in which it became due, beginning with the oldest outstanding Periodic Payment, as <br />follows: first to interest and then to principal due under the Note, and finally to Escrow Items. If all <br />outstanding Periodic Payments then due are paid in full, any payment amounts remaining may be applied to <br />late charges and to any amounts then due under this Security Instrument. If all sums then due under the Note <br />and this Security Instrument are paid in full, any remaining payment amount may be applied, in Lender's sole <br />discretion, to a future Periodic Payment or to reduce the principal balance of the Note. <br />If Lender receives a payment from Borrower in the amount of one or more Periodic Payments and <br />the amount of any late charge due for a delinquent Periodic Payment, the payment may be applied to the <br />delinquent payment and the late charge. <br />When applying payments, Lender will apply such payments in accordance with Applicable Law. <br />(c) Voluntary Prepayments. Voluntary prepayments will be applied as described in the Note. <br />(d) No Change to Payment Schedule. Any application of payments, insurance proceeds, or <br />Miscellaneous Proceeds to principal due under the Note will not extend or postpone the due date, or change <br />Rocket Mortgage, LLC (NMLS #: 3030) Rocket Mortgage, LLC (NMLS #: 3030) Cody M Vincent (NMLS #: <br />1409152) <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 07/2021 <br />=I 25306.5 Page 5 of 20 <br />11111.EI , AllAt 11111 <br />Q103551004233002020002332ad25589-fl2a-4c72-950e-1ffe6e29deba0520 <br />