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�' r <br /> 1 <br /> 99-1�4Q45 <br /> L�n No. : 3539147 <br /> In consideration of the mutual promises and agreements exchanged, the parties hereto agree as follows <br /> (notwithstanding anything to the contrary contained in the Note or Security Instrument): <br /> 1. As of �'� 1, 1999 ,the amount payable under the Note and the <br /> Security Instrument (the "Unpaid Principal Balance") is U.S. $ 198,197.92 , consisting of the <br /> amount(s) Ioaned to the Borrower by the I.,ender and any interest capitalized to date. <br /> 2. The Borrower promises to pay the Unpaid Principal Balance, plus interest, to the order of <br /> the Lender. Interest will be charged on the Unpaid Principal Balance at the yearly rate of 7.250 %, <br /> from March 1, 1999 . The Borrower promises to make monthly payments of principal and <br /> interest of U.S. $ 1,965.47 ,beginning on the lst day of April , <br /> 1999 ,and continuing thereafter on the same day of each succeeding month until principal and interest <br /> are paid in full. If on �� l, 2012 (the "Maturity Date"),the Borrower still owes <br /> amounts under the Note and the Security Instrument, as amended by this Agreement, the Borrower will pay <br /> these amounts in full on the Maturity Date. <br /> The Borrower will make such payments at 1 Home Cart�us, Des Nloines, IA <br /> 50328-0001 or at such <br /> other place as the Lender may require. <br /> 3. If all or any part of the Property or any interest in it is sold or transfened (or if a beneficial <br /> interest in the Borrower is sold or transferred and the Borrower is not a natural person) without the Lender's <br /> prior written consent, the Lender may, at its option, require immediate payment in full of all sums secured by <br /> . this Security Instrument. <br /> If the Lender exercises this option, the Lender shall give the Borrower notice of acceleration. <br /> The notice shall provide a period of not less than 30 days from the date the notice is delivered or mailed within <br /> . which the Borrower must pay all sums secured by this Security Instrument. If the Borrower fails to pay these <br /> sums prior to the expiration of this period, the Lender may invoke any remedies pernutted by this Security <br /> Instrument without further notice or demand on the Borrower. <br /> 4. T'he Borrower also will comply with all other covenants, agreements, and requirements of the <br /> Security Instrument, including without limitation, the Borrower's covenants and agreements to make all <br /> payments of taxes, insurance premiums, assessments, escrow items, impounds, and all other payments that the <br /> Borrower is obligated to make under ihe Security Instrument; however,the following terms and provisions are <br /> forever canceled, null and void,as of the date in <br /> (a) all terms and provisions of the Note andSecurity Instrument (if any) providing for, <br /> implementing, or relating to, any change or adjustment in the rate of interest payable under the Note; and <br /> (b) all terms and provisions of any adjustable raterider or other instrument or document that is <br /> affixed to, wholly or partly incorporated into, or is part of,the Note or Security Instrument and that contains <br /> any such terms and provisions as those referred to in (a) above. <br /> INITIALS _ INITIALS _ INITIALS _ INITIALS _ IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII <br /> LOAN MODIFICATION AGREEMENT Page 2 of 3 3179MU2 03/99 <br /> (FNMA Modified Form 3179 2/88) <br />