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200111412 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />MFNE7770 (12/00) / 041 - 315540 -9 <br />-MNE) (0005) <br />ID <br />. 9 4!2� (Seal) <br />DAVID B. OLSON - Borrower <br />La w_ �"t <br />C��4 C�cnl) <br />KAREN M. NABITY -OLSO - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />Page 14 of 15 <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />Form 3028 1/01 <br />