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<br /> __- — 4Q12 Fi�GAL ORIUE, GRAtiU ISLANO (1fE6RASi(A 888D3 �
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<br /> .. 7Y...M o.ww. r�vw�s�MYS r�e a�1��wu�l nM...�.v •w+e�
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<br /> _ _ --__-° ADD1710NA1.OOVBNAM'5.14+�d�io�e 1�e oovn�aq wl�Oa�esu wde Mi IMe�ecmhY I�u�1.�a�er�d I�dr
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<br /> - -- A. IM't'R�iBf'RA'IY AND MOI�'IB1.1f MYI�IYi CBAl1iO�8
<br /> - 7fa R�iote p�ovida far�a i�l iot�rat n1e ot 5•� 1M.S�1o�A af't4 Nou povi4n for ch�ryes ia 1he iMS�at r+Me ard AMe
<br /> - �onldf P�.�r totlo*rx
<br /> ;_,F�;,':: � IMTiJP�'J'RA7E AND MQK/'ffLY PAYA�1Vl CHAN�E'S
<br /> '-��' lAJ ��� APRIL �9 �+ aodoadMidw�
<br /> _- �,�,v 7fe tatwMt nte t wpl WY wY cp�uqe a We fuu day of . .
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<br /> ';� 12 mantln tbaea�6kr.SacA dauoa phkY my i�tare�t rau ca�ld c6m�e b caqed a,•(�ua�e D�te.••
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<br />:',_�,,. • ; Be�iooit�with tbe tirst Chao�e Due.my iatemt tate w�be 6�sad oa�a[oda�.The••loden"is tbe wai�ly�vaa�e ykld aa UuGed St�ta
<br /> �?: 7taiwry secadde+djmtad w�caastwt maturi�y of i yau.As s�abe wall�ble by the Fadad Reserve Bo�d.71�e mat teoeat Iada�tipw
<br /> ',-r.. a►aiilabk at of Ihe d�te 4S daya betorc acM�-'hu�e Date is eaNeA ei+e"Clurent Indat.••
<br />,'�`'!' It t6e Indeoc b ao lon�a awda6ie.the tVott Holder rrW caoa�e a uaw iadm�wAkh b based upaa aaup�rabk iafo�a�tioo.7'Ys t�lote
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<br /> ,:y�r� : llolder wiY d�me ootice of this ctaioe.
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<br /> ��:�.,. TldO AND ONE-HALF •
<br />:::;�':: ;���� eefae arh G'hao�e D�oa.ti�o i�iote Haider«dD ati�ai�ie�ay s.tw{aiertu t�by addit� F�s�
<br /> �:,;,.,,'1,.: ��� 2.5 �b�to tMe camnt Inda��od roundiag cw�t�c ae�rat 1/Yth of 1�t..wbja+w•tbe Itrotu wtod In Sealoo ND)bdow• •
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<br />� ;..� ' 711�i�OIIIIdOd�UWYIit VY�U bC Oly YtR�-iiihi7t'St f�IC WIdI lIIC tlpA CQlAAy�t dlf[C.
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<br /> The Note Holdet wiq then do':gmnne the a+++ou�of�M m++azhry payment that would be au�P�cleet to rep�y in full the prindpa)1�m
<br />-�•,� ;�_ .. nel 1be m�t d�te u m ne�v fiNaa�rMS.'0'4e rc�ult of ti�b p1aYNioa
<br /> _ �- , �"i;. ' e�pe�yed W are aa t6wt Clun�e D�le la subslant�y'a41 IpaY�+�b9 �Y Y
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<br /> _ , .r+� • �4�n';a�` �6a tMe oew aoauat of my moathlY PiY�• ,
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<br /> .•;f,��.,� � . I.WIIYIII�ktistR�le�.'M�es
<br /> ;ti;..' �r•.f;.��'�';1� . 7.00
<br /> ;�.r t% �h'��;�i;v y , � � � I +�^ �iwred to p�y u the 6nt �Chun�a �l:ite will not be �wter than � or kss than
<br /> ,.: � 4 ` 2.��.'{'herafler.my intuat rAte will never be increa+ed oJ decreased on any�Inak ChanYe Date by more thm 1 f:.`0 .
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<br /> a � � e.�c�• f�mn W�t qte oT Inlercst I luve been payu�tor the preceW n�IweJVe rt;onths. 1 he aunimwu imercs��we on thi�iaao w�{nava be
<br /> �"? ��� �+"';;'� ka tb�a 3.Oti M�and�he ma�dmum incaat race wW never be arater u�an 10.QO �r..
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<br />,:;�,�. '.:.t, :i`{#�h ' (B� Flhcqrr Dua of qpu�ea _
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<br />=;� '.,�; My oen interat rate will become efkctive on dch Change H�nt..1 will p�y the amount of my n:K raonthly p�yment be�inqinyt oa aQ�e tint
<br /> +� �- ::�.` .. .� ��Y pY�t d�te�fter ihe CAanYe D�te uMW iix amount o!any monthlY DsYment chan�a aQaia.
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<br /> - ' .D�;•. ,, :i.�.- � NNIo�of QnKa
<br /> �'�'�� :' ' f • - 7'he IVote Holder�vill m�fl or tkUver to me a nalee before ach Cf�n�e Dace.The notia wiU�dvise me of:
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<br /> �_ ��.y , . (i) Ihe new interat rete on roN laan a►►of the ChanRe Date;
<br /> •�� ,. ,,., a (ii) Ihe amount of my mont0�]y pa�+ment fdlowing tP�e Cc�:�nge Ihte; _.
<br /> -- -��;�.�:��, '.1 (iif) �eyaddido�ulm�ttenwhichtfieNoteHoldaisrequlredtodisclose;and
<br /> Y";(;.� .. � (iv) tAe�ddrcas of the wocfation you cauld coouct reQUdinQ any que�lions about the adjwtment notice. _
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<br />_��t. ' •" ' �t_ ':�10E B. CHARGFBj LIENS
<br /> :-- �•�°�� �� � Uniform Covenant 4 of the Security Irwrument is amended to rea�as follows:
<br /> i r;_ � .�„�.,;;,,,i;,vyr.=;�l�wi �,G�r�p=Ue�.Borrower thall pay�II tauca,assessments,and other charga.tines,ond imposi�lons attdbutabk�o the Propeny which may
<br /> �'�'r'��"' utrfn�prlorlty over thf�Securfty Instroment,and lasehold payments ol around anta,ff any,in the manner provided under panp�aph 2 hercof
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<br /> , , �;•:,�i. . , or,if not p�(d fn auch manna,by Bortower moking payment,when due,directly ta the payee thereof.Borrower shall promptly furnith Lender
<br /> �,� a�:. ' rki�•� � : dl notioa of amounu due under this paraQraph,and in the evena Bo�rower shall make payment dircctly.Borrower shall prom�tly turnish to
<br /> ,}:}:�'��;��i ip'L�+,:--
<br /> `• �; tti1;,��1,1 • l.endEr receipts evldenclna suc�h payments. Borcower shall pTCm,tly disehuge any Ilen which hoa priodty over�hia SecuP�ty lnstrument;
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<br /> .��4�;'l� ' �� `••' ' lpweve�. 6ortowsr ohall not be requircd to diuharge any suef lian so long a�Bwrawer:(n)�hall aQra in wtilfng to the��ment of the
<br />'::•���j;., � '`;,'4�,��t�,�� �:���•`;tt o41b;allor�aecareA by such lim in�fie m�nner axep�oble to Lender,1b)shal]in goa!faith contest such Ilrn by,or defend agafn�t rnforcement af
<br />"�"'�''`'� ' ���^-k'�4 �'�Y'1���'!�'?� aueh(3en in,kgu7 r�tocteding3 whicA in�he opinion of L.ender oprratc t o pre+�ena the entorcement of the tim or for�teiture of the PropMy or any
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<br /> . ��� f ,' +� � {�y�,#��-� part tt+utol;or(c)�hall eecwre from ihe hdder of such lien aao agcamem in a form wtisfac[ory to Lenda subordinatfnQ such litn to this
<br /> ��',� ,�.�,�;y,�t+��� ' `�)+}l• Securlty Yruuument.
<br /> •���=' �'�i;+�?���:i� ll La�der determina thn+t pll or�ny{wrt of Ihe Property is subjcet to a lien whkh may attain a priority over Ihls Security Onstrument,
<br /> � . .. ��.ie���...w�i� .A�11..�Mf.�...rl�IVw � 6.nw�M�e�n!�1� a W tvfh�Mv�
<br /> `� . LCIIaCT sn�li rvc ou�i��ici i B�rii�i nwu..� . �i.."S.'C."'.«. L:.S �^!W!!!_ f_'
<br /> :-%' „.. ' �'�� , f � wlthia tm d� of the aivfr►y�of the aotta.
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<br />,�. !`'��', ' ".°'- G N0710E
<br /> ,�'.•; . ~� '�` UNtorm Covaunt 14 of the Security In�trument�s unended to aad as fotlows:
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<br /> , , r �'..�,.: .._3� ; H. N�tloe.Exoept for�ny notice required ander applicablc law to be Qiven in another manner,lal any no�ke to Borrower providtd for in this
<br /> �.: ! Security Imtrumeot shall be dven bY daliverin;it or by maitin�i1 by tint clau maillo Borcower at the Propeny Addrcu or at such other addrcu
<br /> ; � •��:;�' ;� .
<br /> � �,�,�. �, n Bortower may desi�te by naice to Lende�as provided Aerrin,nnd(b)�ny notia to Lender�hall be�ivrn by fint clau mail to Lender's
<br /> ' �, .��• =;�,_. tldrw snted harcin ar to such other addras u Lende�may Jes��nate by nolke to Borrowe�u prorided herein.My notke prou ided for in this
<br /> r:� '`• �; •- _�. '�� Seeudy taqn�t fh�ll be damed to har�bem�Iven to Barower or l.mder wlun aiven in tAe Aaaaer dayaat�d eercio.
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