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<br /> _:�.a,;c,;:;.:���;Y,. • �DJUSTABLE RATE RIDER __ _
<br /> � , ���F�.:. � (1 Ye�TrwwurY Indac-�.�.��► �1.._ 102118
<br /> �•;r��:��5;�.
<br /> .,'y�� ' THIS AD1USfABLB RATE RI DBR is m�d�thi�_.�1.--�y of —�— ,19�t..—,
<br /> : � ,.,"
<br /> ,�r.n,h . ; • wd i�incorpor�ted Into aad th�ll bs damod to uncnd rnd�upplement �ht Mat�a�e, l)aed at Tnut�or Savrity Deed(th�"S�curily
<br /> Insuument")ot 0�0�me date�iven by the undeni�ned ltha"BoROwer")to Kcure Borrower'�AdJustobl�R��e NMO(��"��••1 to�� �._-_,���--
<br /> ?..�„ .. . • FBDHRAL SA��MGS i LOAN A�SOGIATION O�QRAND 18uND NH�A�KA_l��"��"!ot�1� •.me d�a.ad covara��
<br /> ' ' . . . property dac�ibed in the Security Imtrument�nd tocued�t: � -_-_----_�.�—
<br /> �`�..� �
<br /> �� (Propcny Addreu) �.=���
<br />�, :.1 � n`�:- - -
<br /> ' TMI/AOU COAI�IM prorblom d1owU� for clu�w In my I�leral nq �rd my mo�lYly t ..� �-°---- --
<br /> psy�►e�U.Thb aote�4o Ilmlu IMe�sourl mr lateral nb a�a c6u�R��t�ar oa�qwe�ad L._-- � -`°"
<br /> �M Ilie�bdmu�ard 1be mu�l�ww nt�1 ws1 MY• —�`` _
<br /> ' • i....,a.�,;��_''��L�:- .•- -
<br /> ADDITIONAL COV�NAN7'S.In�ddition io�Ae cmenanu+►�d a�em��m°d°In the Securiay Irtsuamen�.Ba+r�o�re*+�d� �
<br /> � ; '� - flrtiber covenaot aad�ee as ffollows: _-.
<br /> . '"j;f1; ';t.;';c �,r'`'.�'''':' �'�'•r�+i:---
<br /> �.r .- - •�:';,`�S �'.' A. !N7'fa1F�(1'MTL AND MONTHLY PAYMENT CNANGES . ,_ ���--- -
<br /> . �,,. .;�'r.�i• .�'�yi�� q-�:�R..Secuon 4 of the Noie provides fo�chw�es in the intercst rate and ihe +.�._T_�-z__
<br /> , ;.�.:.y � 'tt�e Note provida tor ae inldal intere�t ate of �r�rt:�;" '—
<br /> �� ,• ���Y`�<�����, monlhlYRaY�:.afollows: �;% .,,'�,�:
<br /> � „ C•t.•
<br /> � �ti� ���}e,� • � , � _.
<br /> L, , , �,�(�r f�r�tfit',n,� �1•1� ,. ...'�,p;f _
<br /> � ,i•`��: ��'l�i.if#�y r.i�'f�''� '.: �" - —
<br /> ',S �;.:,.�,��T o.�.: �. 1NTF.R�ST RATE AND MONTNLY PAYME'NT�CHANG�S , , � .��_
<br /> , r-_ �....
<br /> �f�'�'1�ti� �'� (A1 (.'Y�Ke D�ta � .-�_
<br /> }''`{� �"aY .1� 92 ,and on that da�e.:ery '�;�,.
<br /> � r�?(�;;:.::,..>�• 'Ppe in ttteu nua l wiu pay moy chu.ge u�Ihe Crst day ot •ti�• �,_
<br /> ,`�.)fA���:?�{�}y��,�.. montMs thereaiter.Each date on whicq mY interal raae could chan4C ii called�"Cfiaz�:Date." 1,_: :,•. -
<br /> .;}• :.�,,.. . , .'�'n G'i�.
<br /> � "•.�"�' ",; " (Yl '11rt�dat �.:,,:.,J.,,,�..--
<br /> ,E�. U_.� .............�.,.._ ,
<br /> a�° �'• ge�Innin�wlth the first Chtn4e Date,rny inteteat�at�wfU be based on an l�dex.T}:e"Indea"i�the weeklY averaQeyield on United S�aia . .. ,_--
<br /> i��.� ,. ,;;t �
<br /> , ;��, . ;-�.. (.�f��.Si. ;�;-. `.:.T
<br /> Trasury sauriQa adjustcd ta�constant m�tudty of 1 yau,es made avallablx by the Federrf Rsserve Board.The mat raent ladex�i�ure •:.}�,��.,j�y�:' . "
<br /> �'�'' .vaUabk as oi�he due as days before eacn chon�e Da�e is caHed ihe���'u.rent l ndex." ;, . .:�r . �` �!.:-�
<br /> .. ,7;''. " � •h�.•�:,�.�
<br /> � �a „ .�;•,�
<br /> � .. ti tde Indac is no lonReT a�ilable,the Note HoWer will chooee a�cew indra which is baxd upon comparoble MfotmaIIivn.3 ote • •• .,,1,,,
<br /> ;.;,..,. ,��. •+� ,
<br /> . . •�'� �•�aV-
<br /> Holder�riY�ivemenoticeof tfibchofa. .v;i.�.:.���u�y�:�;�, ;��"
<br /> ;,r.,
<br /> __-� --„ (CI C�lca9�tlnool�Clos�a f;_ -r_:,._;,��,,.;:,• ?rp, i��:'.:
<br /> , , three and one/half percenuge ��F ,!. .:•,
<br /> geP�e eych ChanQe Date,the Notc Hdder will cal^ulate my mew interat rate by eddin� � .y,� �,} . --
<br /> ��Gq�ti c,�_�7Y)to the CuRrnt lndex and roundfna to the nearpt 1/Ath of Ini,subject to the limiu stated In Sation MD168iow. ��ff� , �.•��:' _'S �
<br /> 1��. ' '�'•" 1.7�t,d
<br /> � '11d�rounded anount will be my new interest rate until the txxt Ch�nge Date. .
<br /> ' �i ' The Note Holder wfll then determine the amount oi�he monthly payment that would be sufficient to repay in full the pdncipal I�m . ,,:,,�
<br /> . , � =r a
<br /> p�pectad to owe on thpt Change D�te in sub►tantf�IlY equai payments by the mwtu�lty date at my ncw Interat rate.The resul�of thl�calculatbn „
<br /> : i , t�i;'t.r
<br /> ' � ' h .. . wiM be the naw unounc oi my monthlY Pari*unt. . „ !
<br /> " (D) Uwlt�or 1�ten�t R�t�Cit�ta+ �� _�S _,qi or las than � �
<br /> " 77w (ntaest nta � am required to pay at �he fint Chan4e Date will not bc 4reater �han
<br /> �--q�.Thcteatter,my interest�atc will never be increased or darwsed on nny xinale Change Date by more than...�rp_.p�C�t ' �'��
<br /> :��-,
<br /> ` � �=•"!Prom the nte of interat!hwve been paying for the preceding twelve manths.7hc minlmum Interest rrte on this loan�+'�U nn'a Ix , ,•;'�
<br /> r . ��� 7.7 S �➢t�md thc tnuimum Inccrctt rale will never be Bra►ca�han 14 ?5 �. , .,.. ` , '+��
<br /> . . (L� E(kcUre D�le ot CW�gat ' "�'
<br /> • My nnv Interat rate will baome cffecdve on each Ch�n�e Oaie.1 w,11 paY the amount ot my new munthly peyment beYfnnfng on the firsl i :.�
<br /> ' ma�thly payment d�te aRer the ChanQe Dote umil the amounc oi mv mam�hly payment chan�a aQain• :,,�,'� `•:.,�„
<br /> �
<br /> . ; (FI Natice ot Clua�a -.. .. . .
<br /> ` The Note HoWer will mpll or ddiver to mc a nouY bcforr�a�h�Chan�e Daie.The noUce weU ad.ls¢me of: �i�,=�_T�°
<br /> ,ic:�,lr�';�:G',..:<:--
<br /> (i) the new interest rat<vn my loan as nf thr ChAaga L�ale: . .., `.$°,~ �
<br /> �,., .,� , .�,.._-
<br /> j . Ilp the amount oi my mwthlY payment follt�wiiny the 4'hange Dnte: �,1r,. t� . .'.,�_,:.-
<br />� ,�.- .;F p{{) any add{�ioml matten which�he P[ae Hol�er ls required to disclose:and '� r����I;=
<br /> ..�n�. ,,,,:,:�,.r
<br />� •• (iv) t h e a d d ress o f t A e a s s a c i a t i o n y o u�o u O d c o n t a c t r e Q A r d i n�o n y q u e stions about c¢�s ad�c�un<nl notice. • • `
<br /> .`i.�..-� � , �. � �• �
<br /> �'�e��;•'; � e. cx�tcES:u�s
<br /> � ' UonioreaCovenantsoflheSecun�?las�::umentisamendedloreadas:'�:�aWS: .
<br /> ,� �...
<br /> � ! �r 1,pv�e�t l,kr,Bortower sh�ll pa�a:l laxcs.asxssments,ond ochar.narges.Canes,and impo.�s�:°� ac�ribu�able to Ih<I'raperty which may ;i
<br /> • �;:, :' # anain a prioriry over ehis Secunty Irutrument,and IasehoW paymrnts of eraund rcnas.:!'any,io cl�t r:anner provided under paragraph 2 hereoi �I
<br /> � ��.: or,iE not paid in such manner,by Battower making payment,when due,Jirectl}����t;a tr�ua N•e«of.Borrower ahall pramplly furnish Lrnde� '
<br /> j �� � qQ maa�xs of amounts due uader thi�ya-�rpph,�nd in�he eveni Borrower shall make paymetec drectly, Borrower shall prornptly(umish to -
<br /> ��;�•.
<br /> (.er,�nt;:eceipts evldencing such fin�:m:zrt. pmr�wer �hall �x��[�<<� ���scharpe anv lien +�h�cft�aa priority nver this Securi�y In��ruroem:
<br /> hcweYer. Bnrrower shall not be►aG.:•ed to Jluharge rny wch krn .o I��nK a, Finrrouar e�i •�ead�grc��n Nnt�ng u�the p�ymrnt ul the .
<br /> obli�alion secured by.uch I�en in the manner acce�t�ble w Lender;lhl thall m P^od f,unc�onre�r<uch lien hy,or Jetend agomst en(orcemrnt ol
<br /> � sueh Iirn in,Itga!pr�:ted'►ngs wtu.h in Ihe opin��n of Lrnder operatc to pre�rnt��+���nrnrtsm�n����the hcn or fur(ei�urc of the Properp•ur�ny
<br /> p�re tAercuf;or Icl shall cecurc troa�rhe holder o(+uch lien un agreement in o f��rm �If1�Pi�I��f4 t0 I.cnJer tiubordlnaUnR tuch lito �o thls
<br /> Security lnslrument. . _,..„,,,,..•�,„,�.,,,:,,n.�nnnnt�•wer th�s Sc�uru>•Inslrumenl.
<br /> - . If Lender determinet tnae u�ur any par��„��c:-�oi��c.„:��;:::::........ .._ . .
<br /> Lender shall�ve Borrower a nouce�dencdy�np��uh Ii�O.B�xruNa�.hall•autiH �u�h hen��r i.+G����n���r morc��I the acuuns+et fonh abo+e
<br /> �. witNn ten days oi the�iving of�he nonce.
<br /> C. Y077CE
<br /> Uml'orm Cove�unt 14 of theSecwii.Instrumenr�.amendai to rrad a.t�,llnw.�
<br /> q. V�14et.C•xce�ie tor ony aonrr requ�r..W umf�.K c�ppl�cable law�u he g��en�n anoiher manne�.lal am nutke h,H.xa.wer pn,��dn1 G�r m th��
<br /> ' $ecunty lA►Trt�men��Ma11 he g���+b►�del��•�nN u ur by+md�ng u b>�(int cla,+�1 to Botrower at�Ue Propert�AJdre�.ar�i wch uther addte�±
<br /> as 1lprrower muy d¢s�gnate n�•nuuut�.� Lender as providal hernn.and Ibl anY��Y w Lrnder ahall be g��en M �irat.la„ m�d �01 cnder'.
<br /> addrcss stattd here�n ot ro tiuch otha'addtess u Lcnder ma�'da�Rnalt h)•noh�r.lu Bottawer ati proti�ded hercin.Am nou:c pru�w_d��r m th��
<br /> Secunty Insltument shall belcanui w ha�e been gnen w Borrowcr ur Lender Mhen���en m�he nunnet da��.nahtil herrm
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