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20240408E <br />9E-REcoRDQ14 <br />4202404311 <br />13706705 <br />E. Lender's Prior Consent. Borrower will not, except after notice to Lender and <br />with Lender's prior written consent, either partition or subdivide the Property or consent to: <br />(i) the abandonment or termination of the PUD, except for abandonment or termination <br />required by law in the case of substantial destruction by fire or other casualty or in the case <br />of a taking by condemnation or eminent domain; (ii) any amendment to any provision of <br />the Constituent Documents unless the provision is for the express benefit of Lender; (iii) <br />termination of professional management and assumption of self-management of the <br />Owners Association; or (iv) any action which would have the effect of rendering the public <br />liability insurance coverage maintained by the Owners Association unacceptable to Lender. <br />F. Remedies. If Borrower does not pay PUD dues and assessments when due, then <br />Lender may pay them. Any amounts disbursed by Lender under this paragraph F will <br />become additional debt of Borrower secured by the Security Instrument. Unless Borrower <br />and Lender agree to other terms of payment, these amounts will bear interest from the date <br />of disbursement at the Note rate and will be payable, with interest, upon notice from <br />Lender to Borrower requesting payment. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />PUD Rider. <br />— BORROWER — JOSEPH LICEA—QUINONES <br />— BORROWER — SHAYLA LICEA <br />SEAL) <br />(SEAL) <br />MULTISTATE PUD RIDER- Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />=I 25439.5 Form 3150 07/2021 <br />Page 3 of 3 <br />i <br />