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200111381 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />'TZRRY D OTT - Borrower <br />C- (Seal) <br />CARLENE C ABBOTT - Borrower <br />�® 61NE) (0005) Page 14 of 15 <br />(Seal) <br />- Borrower <br />(Seal) . <br />- Borrower <br />(Seal) <br />- Borrower <br />Form 3028 1/01 <br />