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202404088 <br />13706705 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider signed by Borrower and recorded with it. <br />- BORROWER - JOSEPH LICEA-QUINONES <br />- BORR R-77.Xt/A;(1 <br />- SHAYLA N LICEA <br />(SEAL) <br />(SEAL) <br />[Space Below This Line for Acknowledgment] <br />State of NEBRASKA <br />County of IAA 1 <br />Th foregoing instrument was acknowledged before me this _ds3a day of <br />, by <br />jwouGENERAL NOTARY - State of Nebraska <br />STACIE NOVAKOWSKI <br />` My Comm, Exp. August 27, 2025 <br />61MiL AffrAtifrOA) <br />Notary Public <br />My Commission Expires: <br />auF4- ct S <br />Individual Loan Originator: ED JAROSIK, NMLSR ID: 470809 <br />Loan Originator Organization: GATEWAY MORTGAGE, A DIVISION OF GATEWAY FIRST BANK, <br />NMLSR ID: 7233 <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 07/2021 <br />cx 25306.5 Page 21 of 21 <br />1 <br />