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<br />(F) "Security Instrument" means this document, which is dated July 22, 2024 together with
<br />all Riders to this document.
<br />Additional Definitions
<br />(G) "Applicable Law" means all controlling applicable federal, state, and local statutes,
<br />regulations, ordinances, and administrative rules and orders (that have the effect of law) as well as
<br />all applicable final, non -appealable judicial opinions.
<br />(H) "Community Association Dues, Fees, and Assessments" means all dues, fees,
<br />assessments, and other charges that are imposed on Borrower or the Property by a condominium
<br />association, homeowners association, or similar organization.
<br />(I) "Default" means: (i) the failure to pay any Periodic Payment or any other amount secured
<br />by this Security Instrument on the date it is due; (ii) a breach of any representation, warranty,
<br />covenant, obligation, or agreement in this Security Instrument; (iii) any materially false,
<br />misleading, or inaccurate information or statement to Lender provided by Borrower or any persons
<br />or entities acting at Borrower's direction or with Borrower's knowledge or consent, or failure to
<br />provide Lender with material information in connection with the Loan, as described in Section 8;
<br />or (iv) any action or proceeding described in Section 12(e).
<br />(J) "Electronic Fund Transfer" means any transfer of funds, other than a transaction
<br />originated by check, draft, or similar paper instrument, which is initiated through an electronic
<br />terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a
<br />financial institution to debit or credit an account. Such term includes, but is not limited to, point-
<br />of-sale transfers, automated teller machine transactions, transfers initiated by telephone or other
<br />electronic device capable of communicating with such financial institution, wire transfers, and
<br />automated clearinghouse transfers.
<br />(K) "Electronic Signature" means an "Electronic Signature" as defined in the UETA or E -
<br />SIGN, as applicable.
<br />(L) "E -SIGN" means the Electronic Signatures in Global and National Commerce Act (15
<br />U.S.C. § 7001 et seq.), as it may be amended from time to time, or any applicable additional or
<br />successor legislation that governs the same subject matter.
<br />(M) "Escrow Items" means: (i) taxes and assessments and other items that can attain priority
<br />over this Security Instrument as a lien or encumbrance on the Property; (ii) leasehold payments or
<br />ground rents on the Property, if any; (iii) premiums for any and all insurance required by Lender
<br />under Section 5; (iv) Mortgage Insurance premiums, if any, or any sums payable by Borrower to
<br />Lender in lieu of the payment of Mortgage Insurance premiums in accordance with the provisions
<br />of Section 11; and (v) Community Association Dues, Fees, and Assessments if Lender requires
<br />that they be escrowed beginning at Loan closing or at any time during the Loan term.
<br />(N) "Loan" means the debt obligation evidenced by the Note, plus interest, any prepayment
<br />charges, costs, expenses, and late charges due under the Note, and all sums due under this Security
<br />Instrument, plus interest.
<br />(0) "Loan Servicer" means the entity that has the contractual right to receive Borrower's
<br />Periodic Payments and any other payments made by Borrower, and administers the Loan on behalf
<br />of Lender. Loan Servicer does not include a sub -servicer, which is an entity that may service the
<br />Loan on behalf of the Loan Servicer.
<br />(P) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or
<br />proceeds paid by any third party (other than insurance proceeds paid under the coverages described
<br />NEBRASKA --Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 07/2021
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