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202403754 <br />LOAN #: 22728 <br />28. Substitute Trustee. Lender may, from time to time, by itself or through the Loan Servicer, remove <br />Trustee and appoint a successor trustee to any Trustee appointed under this Security Instrument by an <br />instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of <br />the Property, the successor trustee will succeed to all the rights, title, power, and duties conferred upon <br />Trustee in this Security Instrument and by Applicable Law. <br />29. Request for Notices. Borrower requests that copies of any notice of Default and/or notice of <br />sale be sent to each party to this Security Instrument at the Notice Address as defined in Section 16(c). <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider signed by Borrower and recorded with it. <br />14.a2k <br />SHANE W HESS DATE <br />L&Lejid& S,41C2ZD <br />BRENDA S HESS <br />State of Nebraska <br />County of ADAMS <br />(Seal) <br />7- 36 pi Seal) <br />DATE <br />The foregoing instrument was acknowledged before me this JULY 30, 2024 (date) by SHANE <br />W HESS and BRENDA S HESS. <br />(Signatuof Person Taking <br />Acknowledgement) <br />(Title or Rank) <br />(Serial Number, if any) <br />Lender: Five Points Bank of Hastings <br />NMLS ID: 408551 <br />Loan Originator: Kelly Ivan Sheets <br />NMLS ID: 420303 <br />GENERAL NOTARY State of Nebraska <br />KELLY SHEETS <br />My comm. Exp. Jan. 31.2025 <br />NEBRASKA — Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 07/2021 <br />ICE Mortgage Technology, Inc. Page 14 of 14 NE21UDEED 0222 <br />NEUDEED (CLS) <br />