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202403741
<br />LOAN #: 2404716
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created,
<br />irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property
<br />located in the County of Hall
<br />[Type of Recording Jurisdiction] [Name of Recording Jurisdiction]:
<br />SEE LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF AS "EXHIBIT A".
<br />APN #: 400095300
<br />which has the address of 2811 Circle Drive, Grand Island
<br />[Street] [City]
<br />Nebraska 68801 (herein "Property Address");
<br />[ZIP Code]
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements,
<br />rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to
<br />collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered
<br />by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate if this
<br />Deed of Trust is on a leasehold) are hereinafter referred to as the "Property". Borrower understands and
<br />agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument;
<br />but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors
<br />and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right
<br />to foreclose and sell the Property; and to take any action required of Lender including, but not limited to,
<br />releasing or canceling this Security Instrument.
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated
<br />August 6, 2024, and extensions and renewals thereof (herein "Note"), in the principal sum of
<br />U.S. $8,225.00, with interest thereon, providing for monthly installments of principal and interest,
<br />with the balance of the indebtedness, if not sooner paid, due and payable on September 1, 2034,
<br />the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security
<br />of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right
<br />to grant and convey the Property, and that the Property is unencumbered, except for encumbrances of
<br />record. Borrower covenants that Borrower warrants and will defend generally the title to the Property
<br />against all claims and demands, subject to encumbrances of record.
<br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br />1. Payment of Principal and Interest. Borrower shall promptly pay when due the principal and
<br />interest indebtedness evidenced by the Note and late charges as provided in the Note.
<br />2. Funds for Taxes and Insurance. Subject to applicable law or a written waiver by Lender, Bor-
<br />rower shall pay to Lender on the day monthly payments of principal and interest are payable under the
<br />Note, until the Note is paid in full, a sum (herein "Funds") equal to one -twelfth of the yearly taxes and
<br />assessments (including condominium and planned unit development assessments, if any) which may
<br />attain priority over this Deed of Trust, and ground rents on the Property, if any, plus one -twelfth of yearly
<br />premium installments for hazard insurance, plus one -twelfth of yearly premium installments for mortgage
<br />insurance, if any, all as reasonably estimated initially and from time to time by Lender on the basis of
<br />assessments and bills and reasonable estimates thereof. Borrower shall not be obligated to make such
<br />payments of Funds to Lender to the extent that Borrower makes such payments to the holder of a prior
<br />mortgage or deed of trust if such holder is an institutional lender.
<br />If Borrower pays Funds to Lender, the Funds shall be held in an institution the deposits or accounts
<br />of which are insured or guaranteed by a federal or state agency (including Lender if Lender is such an
<br />institution). Lender shall apply the Funds to pay said taxes, assessments, insurance premiums and ground
<br />rents. Lender may not charge for so holding and applying the Funds, analyzing said account or verifying
<br />and compiling said assessments and bills, unless Lender pays Borrower interest on the Funds and appli-
<br />cable law permits Lender to make such a charge. Borrower and Lender may agree in writing at the time
<br />of execution of this Deed of Trust that interest on the Funds shall be paid to Borrower, and unless such
<br />NEBRASKA — SECOND MORTGAGE — 1/80 — Fannie Mae/Freddie Mac Form 3828
<br />Modified by ICE Mortgage Technology, Inc. All rights reserved.
<br />ICE Mortgage Technology, Inc. Page 2 of 6
<br />1111;; , fitOtaik I6 ' IAC 1k e11111
<br />NECSECDE 1221
<br />NECSECDE (CLS)
<br />08/06/2024 09:53 AM PST
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