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JI3V211S V TO <br />INST 20211 0 3 1 4 0 <br />When recorded, return to: <br />Axia Home Loans <br />3009 112th Ave NE, Ste 200 <br />Bellevue, WA 98004 <br />Title Order No.: 2412782 <br />Escrow No.: 2412782 <br />LOAN #: 2404317 <br />[Space Above This Line For Recording Data] --..... <br />DEED OF TRUST <br />DEFINITIONS <br />CHECK <br />REFUNDS: <br />CASH <br />CHECK <br />RECORDED <br />HALL COUNTY NE <br />20211 AUG -1 P 3: 03 <br />K'RlS i I WOLD <br />REGISTER OF DEEDS <br />FHA Case No. <br />321-4020889-703 <br />MIN 1006564-0001124812-4 <br />MERS PHONE #: 1-888-679-6377 <br />Words used in multiple sections of this document are defined below and other words are defined under <br />the caption TRANSFER OF RIGHTS IN THE PROPERTY and in Sections 3, 4, 10, 11, 15, 18, 23, and <br />24. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />Parties <br />(A) "Borrower" is MIKE ENCK, AN UNMARRIED MAN, AND NOEL STUBBS, AN UNMARRIED <br />WOMAN <br />currently residing at 2222 Bellwood Drive Apartment 31, Grand Island, NE 68801. <br />Borrower is the trustor under this Security Instrument. <br />(B) "Lender" is Axia Financial, LLC . <br />NEBRASKA—Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 3028 07/2021 (rev. 7/23) <br />Modified for FHA 1/2023 (HUD Handbook 4000.1) <br />ICE Mortgage Technology, Inc. Page 1 of 14 NEEFHA23DE 0823 <br />NEEDEED (CLS) <br />08/06/2024 09:32 AM PST <br />IIII N' 1' kV ani.I amett 11111 <br />