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202403733 <br />(f) make compositions or other arrangements with debtors in relation <br />thereto. <br />18. Governing Law. This Deed of Trust shall be governed by the laws of the State of <br />Nebraska and, in the event any one or more of the provisions contained in this Deed of Trust, or <br />the note or any other security instrument given in connection with this transaction shall be for any <br />reason be held to be invalid, illegal or unenforceable in any respect, such invalidity, illegality or <br />unenforceability shall not affect any other provisions of this Deed of Trust, but the Deed of Trust <br />shall be construed as if such invalid, illegal or unenforceable provision had never been contained <br />herein or therein. <br />19. Effect of Forbearance. Any forbearance by Beneficiary or Trustee in exercising any <br />right or remedy hereunder, or otherwise afforded by applicable law, shall not be a waiver of or <br />preclude the exercise of any such right or remedy hereunder. Likewise, the waiver by Beneficiary <br />or Trustee of any default of the Trustor under this Deed of Trust shall not be deemed to be a waiver <br />of any other or similar default subsequently occurring. <br />20. Re -conveyance by Trustee. Upon written request of the Beneficiary stating that <br />all sums secured hereby have been paid, and upon surrender of this Deed of Trust and the note to <br />the Trustee for cancellation and retention and upon payment by Trustor of Trustee's fees, Trustee <br />shall re -convey to Trustor, or the person or persons legally entitled thereto, without warranty, any <br />portion of the property then held hereunder. Recitals in such re -conveyance of any matters or <br />facts shall be conclusive proof of the truthfulness thereof. Grantees in the re -conveyance may be <br />described as "the person or persons legally entitled thereto." <br />21. Acceptance by Trustee. Trustee accepts this trust when this Deed of Trust, duly <br />executed and acknowledged, is made a public record as provided by law. <br />above. <br />IN WITNESS WHEREOF, Trustor have executed this Deed of Trust on the date first noted <br />1 � ~ <br />MATTHEW L. KOSMICKI <br />6 <br />cisouA4L: <br />A S. KOSMICKI <br />