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INST 03333 <br />RETURN TO: <br />Kevin A. Brostrom <br />Lauritsen, Brownell & Brostrom P.C. L.L.O <br />1811 West 2nd Street, Suite 360 <br />Grand Island, NE 68803 <br />kevinb@lauritsenlaw.com <br />DEED OF TRUST <br />CASH <br />CHECK J-1(0 c' <br />REFUNDS: <br />CASH <br />CHECK <br />J ECQFDED <br />HALL COUNTY NE <br />20211 AUG -1 P 1: 48 <br />SIS I "J''w OLD <br />REGISTER OF DEEDS <br />,t.,1 C200 <br />THIS DEED OF TRUST is made this 'J 0 day of July, 2024, by and among <br />MATTHEW L. KOSMICKI and KRISTINA S. KOSMICKI, Husband and Wife, hereinafter <br />referred to as "Trustor", whether one or more, whose mailing address is 1808 N. Park Ave., Grand <br />Island, NE 68801; KEVIN A. BROSTROM, Attorney at Law, hereinafter referred to as <br />"Trustee," whose address is 1811 W. 2nd St., Ste 360, Grand Island, NE 68803; and Richard F. Fox <br />and Marilyn S. Fox, Husband and Wife, whose mailing address is 1316 Meadow Rd., Grand Island, <br />NE 68803, Beneficiary. <br />For valuable consideration, Trustor irrevocably grants, transfers, conveys and assigns to <br />Trustee, in trust, with power of sale, for the benefit and security of Beneficiary, under and subject <br />to the terms and conditions of this Deed of Trust, the following -described property, located in Hall <br />County, Nebraska: <br />Lot Sixty -Two (62) in West Lawn Addition to the City of Grand Island, Hall <br />County, Nebraska <br />together with all buildings, improvements, fixtures, streets, alleys, passageways, easements, rights, <br />privileges and appurtenances located thereon or in any way pertaining thereto, and the rents, issues, <br />profits, reversions and the remainders thereof, including all such personal property that is attached <br />to the improvements so as to constitute a fixture, all of which, including replacements and additions <br />thereto, are hereby declared to be a part of the real estate conveyed in trust hereby, it being agreed <br />that all of the foregoing shall be hereinafter referred to as the "Property." <br />FOR THE PURPOSE OF SECURING: <br />(a) the payment of indebtedness evidenced by Trustor's note of even date <br />herewith in the principal sum of One Hundred Two Thousand Six Hundred Forty - <br />Six Dollars and Forty -Five Cents ($102,646.45) together with interest at the rate or <br />rates provided therein, or the principal and interest on any future advance as <br />evidenced by promissory notes stating they are secured hereby, and any and all <br />renewals, modifications and extensions of such notes, both principal and interest <br />on the notes being payable in accordance with the terms set forth therein and the <br />amortization schedule attached thereto, which by this reference are hereby made a <br />part hereof; <br />(b) the performance of each agreement and covenant of Trustor herein <br />contained; and <br />(c) the payment of any sum or sums of money which may be hereafter <br />paid or advanced by Beneficiary under the terms of this Deed of Trust, together <br />with interest thereon at the rate provided in the note. <br />To protect the security of this Deed of Trust, Trustor hereby covenants and agrees as <br />follows: <br />