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202403609 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this PUD <br />Rider. <br />Seal (Seal) <br />) c ) <br />-Borrower Chang Wang Chau -Borrower <br />MULTISTATE PUD RIDER - Single Family <br />Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 315007/2021 Page 3 of 3 <br />us3150.ridxml <br />* DocMagic <br />