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202403254 <br />(C) "Trustee" is Old Republic National Title. Trustee's address is Division Office, 14323 South <br />Outer 40 Road, Suite 20, Chesterfield, MO 63017. The term "Trustee" includes any substitute/ <br />successor Trustee. <br />Documents <br />(D) "Note" means the promissory note dated July 12, 2024, and signed by each Borrower who <br />is legally obligated for the debt under that promissory note, that is in either (i) paper form, using <br />Borrower's written pen and ink signature, or (ii) electronic form, using Borrower's adopted <br />Electronic Signature in accordance with the UETA or E -SIGN, as applicable. The Note evidences <br />the legal obligation of each Borrower who signed the Note to pay Lender Two hundred seventy <br />nine thousand six hundred and 00/100 Dollars (U.S. $279,600.00) plus interest. Each Borrower <br />who signed the Note has promised to pay this debt in regular monthly payments and to pay the debt <br />in full not later than August 1, 2054. <br />(E) "Riders" means all Riders to this Security Instrument that are signed by Borrower. All such <br />Riders are incorporated into and deemed to be a part of this Security Instrument. The following <br />Riders are to be signed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider <br />❑ 1-4 Family Rider <br />❑ Second Home Rider <br />(F) "Security Instrument" <br />Riders to this document. <br />Additional Definitions <br />❑ Condominium Rider <br />❑ Planned Unit Development Rider <br />❑ VA Rider <br />❑ Other(s) [specify] <br />means this document, which is dated July 12, 2024, together with all <br />(G) "Applicable Law" means all controlling applicable federal, state, and local statutes, <br />regulations, ordinances, and administrative rules and orders (that have the effect of law) as well as <br />all applicable final, non -appealable judicial opinions. <br />(H) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments, <br />and other charges that are imposed on Borrower or the Property by a condominium association, <br />homeowners association, or similar organization. <br />(I) "Default" means: (i) the failure to pay any Periodic Payment or any other amount secured <br />by this Security Instrument on the date it is due; (ii) a breach of any representation, warranty, <br />covenant, obligation, or agreement in this Security Instrument; (iii) any materially false, <br />misleading, or inaccurate information or statement to Lender provided by Borrower or any persons <br />or entities acting at Borrower's direction or with Borrower's knowledge or consent, or failure to <br />provide Lender with material information in connection with the Loan, as described in Section 8; or <br />(iv) any action or proceeding described in Section 12(e). <br />(J) "Electronic Fund Transfer" means any transfer of funds, other than a transaction originated <br />by check, draft, or similar paper instrument, which is initiated through an electronic terminal, <br />telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial <br />institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale <br />transfers, automated teller machine transactions, transfers initiated by telephone or other electronic <br />device capable of communicating with such financial institution, wire transfers, and automated <br />clearinghouse transfers. <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Wolters Kluwer Financial Services, Inc. <br />2024070323.4.0.5274-N20231127V <br />XXXX418962 <br />Form 3028 07/2021 <br />10/2023 <br />Page 2 of 21 <br />