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202403013 <br />(C) "Trustee" is OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY. Trustee's address is 11960 <br />WESTLINE INDUSTRIAL DR, SUITE 230, ST LOUIS, MO 63146. The term "Trustee" includes any <br />substitute/successor Trustee. <br />Documents <br />(D) "Note" means the promissory note dated June 28, 2024, and signed by each Borrower who is legally obligated for <br />the debt under that promissory note, that is in either (i) paper form, using Borrower's written pen and ink signature, or <br />(ii) electronic form, using Borrower's adopted Electronic Signature in accordance with the UETA or E -SIGN, as <br />applicable. The Note evidences the legal obligation of each Borrower who signed the Note to pay Lender ONE <br />HUNDRED EIGHTY-FIVE THOUSAND AND NO/100 Dollars (U.S. $185,000.00) plus interest. Each Borrower <br />who signed the Note has promised to pay this debt in regular monthly payments and to pay the debt in full not later than <br />July 1, 2054. <br />(E) "Riders" means all Riders to this Security Instrument that are signed by Borrower. All such Riders are incorporated <br />into and deemed to be a part of this Security Instrument. The following Riders are to be signed by Borrower (check box <br />as applicable): <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ 1-4 Family Rider 0 Planned Unit Development Rider <br />Other(s) (specify) Grand Bank Rider <br />(F) "Security Instrument" means this document, which is dated June 28, 2024, together with all Riders to this <br />document. <br />Additional Definitions <br />(G) "Applicable Law" means all controlling applicable federal, state, and local statutes, regulations, ordinances, and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non -appealable judicial <br />opinions. <br />(H) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments, and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association, or similar <br />organization. <br />(I) "Default" means: (i) the failure to pay any Periodic Payment or any other amount secured by this Security <br />Instrument on the date it is due; (ii) a breach of any representation, warranty, covenant, obligation, or agreement in this <br />Security Instrument; (iii) any materially false, misleading, or inaccurate information or statement to Lender provided <br />by Borrower or any persons or entities acting at Borrower's direction or with Borrower's knowledge or consent, or <br />failure to provide Lender with material information in connection with the Loan, as described in Section 8; or (iv) any <br />action or proceeding described in Section 12(e). <br />(J) "Electronic Fund Transfer" means any transfer of funds, other than a transaction originated by check, draft, or <br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or <br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term <br />includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by <br />telephone or other electronic device capable of communicating with such financial institution, wire transfers, and <br />automated clearinghouse transfers. <br />(K) "Electronic Signature" means an "Electronic Signature" as defined in the UETA or E- SIGN, as applicable. <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 2 of 18 <br />IDS, Inc. - 93195 <br />1 <br />Form 3028 07/2021 <br />Mt 1 <br />