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202403013 <br />an Electronic Address). If any notice to Lender required by this Security Instrument is also required under Applicable <br />Law, the Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument. <br />(e) Borrower's Physical Address. In addition to the designated Notice Address, Borrower will provide Lender <br />with the address where Borrower physically resides, if different from the Property Address, and notify Lender <br />whenever this address changes. <br />17. Governing Law; Severability; Rules of Construction. This Security Instrument is governed by federal law <br />and the law of the State of Nebraska. All rights and obligations contained in this Security Instrument are subject to any <br />requirements and limitations of Applicable Law. If any provision of this Security Instrument or the Note conflicts with <br />Applicable Law (i) such conflict will not affect other provisions of this Security Instrument or the Note that can be <br />given effect without the conflicting provision, and (ii) such conflicting provision, to the extent possible, will be <br />considered modified to comply with Applicable Law. Applicable Law might explicitly or implicitly allow the parties to <br />agree by contract or it might be silent, but such silence should not be construed as a prohibition against agreement by <br />contract. Any action required under this Security Instrument to be made in accordance with Applicable Law is to be <br />made in accordance with the Applicable Law in effect at the time the action is undertaken. <br />As used in this Security Instrument: (a) words in the singular will mean and include the plural and vice versa; (b) <br />the word "may" gives sole discretion without any obligation to take any action; (c) any reference to "Section" in this <br />document refers to Sections contained in this Security Instrument unless otherwise noted; and (d) the headings and <br />captions are inserted for convenience of reference and do not define, limit, or describe the scope or intent of this <br />Security Instrument or any particular Section, paragraph, or provision. <br />18. Borrower's Copy. One Borrower will be given one copy of the Note and of this Security Instrument. <br />19. Transfer of the Property or a Beneficial Interest in Borrower. For purposes of this Section 19 only, <br />"Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those <br />beneficial interests transferred in a bond for deed, contract for deed, installment sales contract, or escrow agreement, <br />the intent of which is the transfer of title by Borrower to a purchaser at a future date. <br />If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural <br />person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may <br />require immediate payment in full of all sums secured by this Security Instrument. However, Lender will not exercise <br />this option if such exercise is prohibited by Applicable Law. <br />If Lender exercises this option, Lender will give Borrower notice of acceleration. The notice will provide a period <br />of not less than 30 days from the date the notice is given in accordance with Section 16 within which Borrower must <br />pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to, or upon, the expiration of <br />this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand <br />on Borrower and will be entitled to collect all expenses incurred in pursuing such remedies, including, but not limited <br />to: (a) reasonable attorneys' fees and costs; (b) property inspection and valuation fees; and (c) other fees incurred to <br />protect Lender's Interest in the Property and/or rights under this Security Instrument. <br />20. Borrower's Right to Reinstate the Loan after Acceleration. If Borrower meets certain conditions, <br />Borrower will have the right to reinstate the Loan and have enforcement of this Security Instrument discontinued at any <br />time up to the later of (a) five days before any foreclosure sale of the Property, or (b) such other period as Applicable <br />Law might specify for the termination of Borrower's right to reinstate. This right to reinstate will not apply in the case <br />of acceleration under Section 19. <br />To reinstate the Loan, Borrower must satisfy all of the following conditions: (aa) pay Lender all sums that then <br />would be due under this Security Instrument and the Note as if no acceleration had occurred; (bb) cure any Default of <br />any other covenants or agreements under this Security Instrument or the Note; (cc) pay all expenses incurred in <br />enforcing this Security Instrument or the Note, including, but not limited to: (i) reasonable attorneys' fees and costs; <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 14 of 18 <br />IDS, Inc. - 93195 <br />1 <br />Form 3028 07/2021 <br />011 <br />I'1 <br />1 <br />