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WHEN RECORDED MAIL TO: <br />CHARTERWEST BANK <br />WEST POINT <br />201 S MAIN ST <br />PO BOX 288 <br />WEST POINT , NE 68788 <br />CASH-'�--�- <br />CHEC <br />REFUNDS:CASH <br />CHECK <br />;ERP3 <br />HALL COUNTY NE <br />,(,HST q 029bb 20ZgJUN 2S A!0:51 <br />KRISTI WOLD <br />REGISTER OF DEEDS <br />FOR RECORDER'S USE ONLY <br />DEED OF TRUST <br />MAXIMUM LIEN. The lien of this Deed of Trust shall not exceed at any one time $150,000.00. <br />THIS DEED OF TRUST is dated June 26, 2024, among Kimberly K. Beran and Joseph R. Beran <br />II, currently residing at 4061 Norseman Ave., Grand Island, NE 68803 ("Trustor"); <br />CHARTERWEST BANK, whose address is WEST POINT, 201 S MAIN ST, PO BOX 288, WEST <br />POINT , NE 68788 (referred to below sometimes as "Lender" and sometimes as "Beneficiary"); <br />and CHARTERWEST BANK, whose address is PO BOX 288, 201 S MAIN ST, WEST POINT, NE <br />68788 (referred to below as "Trustee"). <br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, <br />for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real <br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all <br />easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with <br />ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without <br />limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property") located in Hall County, <br />State of Nebraska: <br />Lot Twelve (12), Jeffrey Oaks Fifth Subdivision in the City of Grand Island, Hall County, <br />Nebraska. <br />The Real Property or its address is commonly known as 4061 Norseman Ave., Grand Island, <br />NE 68803. The Real Property tax identification number is 400374552. <br />REVOLVING LINE OF CREDIT. This Deed of Trust secures the Indebtedness including, without limitation, a revolving <br />line of credit, which obligates Lender to make advances to Trustor so long as Trustor complies with all the terms of the <br />Credit Agreement. Such advances may be made, repaid, and remade from time to time, subject to the limitation that <br />the total outstanding balance owing at any one time, not including finance charges on such balance at a fixed or <br />variable rate or sum as provided in the Credit Agreement, any temporary overages, other charges, and any amounts <br />expended or advanced as provided in either the Indebtedness paragraph or this paragraph, shall not exceed the Credit <br />Limit as provided in the Credit Agreement. It is the intention of Trustor and Lender that this Deed of Trust secures the <br />balance outstanding under the Credit Agreement from time to time from zero up to the Credit Limit as provided in the <br />Credit Agreement and any intermediate balance. <br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and <br />interest in and to all present and future leases of the Property and all Rents from the Property. In addition, Trustor <br />grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents. <br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND <br />Loo <br />