WHEN RECORDED MAIL TO:
<br />CHARTERWEST BANK
<br />WEST POINT
<br />201 S MAIN ST
<br />PO BOX 288
<br />WEST POINT , NE 68788
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<br />HALL COUNTY NE
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<br />KRISTI WOLD
<br />REGISTER OF DEEDS
<br />FOR RECORDER'S USE ONLY
<br />DEED OF TRUST
<br />MAXIMUM LIEN. The lien of this Deed of Trust shall not exceed at any one time $150,000.00.
<br />THIS DEED OF TRUST is dated June 26, 2024, among Kimberly K. Beran and Joseph R. Beran
<br />II, currently residing at 4061 Norseman Ave., Grand Island, NE 68803 ("Trustor");
<br />CHARTERWEST BANK, whose address is WEST POINT, 201 S MAIN ST, PO BOX 288, WEST
<br />POINT , NE 68788 (referred to below sometimes as "Lender" and sometimes as "Beneficiary");
<br />and CHARTERWEST BANK, whose address is PO BOX 288, 201 S MAIN ST, WEST POINT, NE
<br />68788 (referred to below as "Trustee").
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE,
<br />for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real
<br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all
<br />easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with
<br />ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without
<br />limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property") located in Hall County,
<br />State of Nebraska:
<br />Lot Twelve (12), Jeffrey Oaks Fifth Subdivision in the City of Grand Island, Hall County,
<br />Nebraska.
<br />The Real Property or its address is commonly known as 4061 Norseman Ave., Grand Island,
<br />NE 68803. The Real Property tax identification number is 400374552.
<br />REVOLVING LINE OF CREDIT. This Deed of Trust secures the Indebtedness including, without limitation, a revolving
<br />line of credit, which obligates Lender to make advances to Trustor so long as Trustor complies with all the terms of the
<br />Credit Agreement. Such advances may be made, repaid, and remade from time to time, subject to the limitation that
<br />the total outstanding balance owing at any one time, not including finance charges on such balance at a fixed or
<br />variable rate or sum as provided in the Credit Agreement, any temporary overages, other charges, and any amounts
<br />expended or advanced as provided in either the Indebtedness paragraph or this paragraph, shall not exceed the Credit
<br />Limit as provided in the Credit Agreement. It is the intention of Trustor and Lender that this Deed of Trust secures the
<br />balance outstanding under the Credit Agreement from time to time from zero up to the Credit Limit as provided in the
<br />Credit Agreement and any intermediate balance.
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and
<br />interest in and to all present and future leases of the Property and all Rents from the Property. In addition, Trustor
<br />grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents.
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND
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